Credit and Habit

BROWSE & COMPARE

Welcome bonuses credit cards

Use this category as a starting point. Fees and current offers need to be confirmed with the issuer.

American Express® Gold Card — issuer card design
American ExpressPersonal

American Express® Gold Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1X Membership Rewardspoints on all other eligible purchases. Per dollar spent on up to $50,000 in purchases per calendar year, then 1X points Per dollar spent on up to…

Rewards focus: Dining

Welcome offer

As high as 100,000 Membership Rewards pointsafter spending $8,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$325
View details →Apply on issuer site
Blue Business Cash™ Card — issuer card design
American ExpressBusiness

Blue Business Cash™ Card

Advertised credit profile: Good to excellent credit

Why it stands outCash back earned with the American Express Blue Business Cash™ Card is automatically credited to your statement in the form of a statement credit, which is issued monthly. Card…

Rewards focus: Business

Welcome offer

As high as $500 statement creditafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
View details →Apply on issuer site
Blue Business® Plus Credit Card — issuer card design
American ExpressBusiness

Blue Business® Plus Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outPoints add up fast. Earn 2X points on the first $50,000 in eligible purchases per calendar year and 1X points thereafter, with no category restrictions and no annual fee.…

Rewards focus: Business

Welcome offer

As high as 50,000 Membership Rewards pointsafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
View details →Apply on issuer site
Blue Cash Everyday® Card from American Express — issuer card design
American ExpressPersonal

Blue Cash Everyday® Card from American Express

Advertised credit profile: Good to excellent credit

Why it stands outCard Members can earn 1% cash back on other eligible purchases. Card Members can earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Card…

Rewards focus: Cash back

Welcome offer

As high as $200 Cash Backafter spending $2,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
View details →Apply on issuer site
Blue Cash Preferred® Card from American Express — issuer card design
American ExpressPersonal

Blue Cash Preferred® Card from American Express

Advertised credit profile: Good to excellent credit

Why it stands outCard Members can earn 3% cash back on transit purchases. Card Members can earn 1% cash back on other eligible purchases. Card Members can earn 6% cash back on select U.S.…

Rewards focus: Cash back

Welcome offer

As high as $300 Cash Backafter spending $3,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$95
View details →Apply on issuer site
The Platinum Card® from American Express — issuer card design
American ExpressPersonal

The Platinum Card® from American Express

Advertised credit profile: Good to excellent credit

Why it stands out5X Membership Rewards points on flights; you earn 5X points on flights purchased directly from airlines or American Express Travel on up to $500,000 on these purchases per…

Rewards focus: Travel

Welcome offer

As high as 175,000 Membership Rewards pointsafter spending $12,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$895
View details →Apply on issuer site
Bank of America® Travel Rewards credit card — issuer card design
Bank of AmericaPersonal

Bank of America® Travel Rewards credit card

Advertised credit profile: Good to excellent credit

Why it stands outEarn points on eligible purchases and redeem them for travel statement credits under program terms.

Rewards focus: Travel

Welcome offer

25,000 online bonus pointsafter making at least $1,000 in purchases in the first 90 days after opening. Points can be redeemed for a $250 statement credit toward travel or dining.

Annual fee$0
View details →Apply on issuer site
Savor Cash Rewards Credit Card — issuer card design
Capital OnePersonal

Savor Cash Rewards Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn unlimited 3% cash back on food and fun, plus a $200 cash bonus Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services. Earn…

Rewards focus: Cash back

Welcome offer

$200 cash bonusonce you spend $500 on purchases within the first 3 months from account opening

Annual fee$0
View details →Apply on issuer site
Venture Rewards Credit Card — issuer card design
Capital OnePersonal

Venture Rewards Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outPlus, you can earn 5X miles on rental cars and hotels booked through Capital One Travel. Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One…

Rewards focus: Travel

Welcome offer

75,000 bonus milesonce you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value Unlimited 2X miles Get unlimited 2X miles per dollar on every purchase, every day. Unlimited 5X miles Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

Annual fee$95
View details →Apply on issuer site
Venture X Rewards Credit Card — issuer card design
Capital OnePersonal

Venture X Rewards Credit Card

Advertised credit profile: Excellent credit

Why it stands outCardholders can experience events across music, sports and dining with exclusive access to pre-sales, tickets, and more. Plus earn 5X miles on Capital One Entertainment…

Rewards focus: Travel

Welcome offer

75,000 bonus miles10,000 anniversary miles & $300 annual Capital One Travel credit

Annual fee$395
View details →Apply on issuer site
Chase Freedom Flex® — issuer card design
ChasePersonal

Chase Freedom Flex®

Advertised credit profile: Good to excellent credit

Why it stands outAT A GLANCE Earn Cash back for every purchase Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate. Plus, earn 5% back on travel purchased through…

Rewards focus: Cash back

Welcome offer

$250 bonusEarn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening. *

Annual fee$0
View details →Apply on issuer site
Chase Freedom Unlimited® — issuer card design
ChasePersonal

Chase Freedom Unlimited®

Advertised credit profile: Good to excellent credit

Why it stands outAT A GLANCE Unlimited 1.5% cash back is just the beginning Earn unlimited 1.5% cash back or more on all purchases, * like 3% on dining and drugstores * and 5% on travel…

Rewards focus: Cash back

Welcome offer

$200 bonusEarn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. *

Annual fee$0
View details →Apply on issuer site
Chase Sapphire Preferred® — issuer card design
ChasePersonal

Chase Sapphire Preferred®

Advertised credit profile: Good to excellent credit

Why it stands outEarn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027. * Earn 5x total points on eligible Peloton equipment and accessory…

Rewards focus: Travel

Welcome offer

75,000 pointsafter you spend $5,000 in purchases in the first 3 months from account opening. *

Annual fee$95
View details →Apply on issuer site
Chase Sapphire Reserve® — issuer card design
ChasePersonal

Chase Sapphire Reserve®

Advertised credit profile: Good to excellent credit

Why it stands outWith Points Boost, your points are worth up to 2x on top booked hotels, including The Edit, and flights with select airlines through Chase Travel. * $120 in Lyft ride credits +…

Rewards focus: Travel

Welcome offer

100,000 pointsafter you spend $6,000 in purchases in the first 3 months from account opening *

Annual fee$795
View details →Apply on issuer site
Ink Business Cash® Credit Card — issuer card design
ChaseBusiness

Ink Business Cash® Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1% cash back on all other purchases–with no limit to the amount you can earn. Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink…

Rewards focus: Business

Welcome offer

$750 cash backafter you spend $6,000 on purchases in the first 3 months after account opening.

Annual fee$0
View details →Apply on issuer site
Citi Custom Cash® Card — issuer card design
CitiPersonal

Citi Custom Cash® Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn an elevated cash back rate in your highest eligible spending category each billing cycle, up to a monthly cap.

Rewards focus: Cash back

Welcome offer

$200 cash backafter spending $1,500 on purchases in the first 6 months of account opening; fulfilled as 20,000 ThankYou Points. Offer and eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
Citi Double Cash® Card — issuer card design
CitiPersonal

Citi Double Cash® Card

Advertised credit profile: Good to excellent credit

Why it stands outTravel your way and make the most of your vacation with an additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel portal. This is on top…

Rewards focus: Cash back

Welcome offer

$200 cash backbonus after spending $1,500 on purchases in the first 6 months of account opening; fulfilled as ThankYou Points. Offer and eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
Citi Strata Premier® Card — issuer card design
CitiPersonal

Citi Strata Premier® Card

Advertised credit profile: Good to excellent credit

Why it stands outAnnual hotel benefit Earn points on travel and everyday purchases

Rewards focus: Travel

Welcome offer

60,000 bonus pointsafter spending $4,000 in the first 3 months of account opening. Availability and eligibility may vary by application channel.

Annual fee$95
View details →Apply on issuer site
Discover it® Cash Back — issuer card design
DiscoverPersonal

Discover it® Cash Back

Advertised credit profile: Good to excellent credit

Why it stands outEarn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.

Rewards focus: Cash back

Welcome offer

$200 bonusstatement credit when you spend $500 in the first 3 months.

Annual fee$0
View details →Apply on issuer site
Discover it® Chrome — issuer card design
DiscoverPersonal

Discover it® Chrome

Advertised credit profile: Good to excellent credit

Why it stands outDiscover it Chrome : Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on…

Rewards focus: Cash back

Welcome offer

Unlimited Cashback MatchDiscover matches all the cash back earned in your first year, automatically; there is no stated maximum. No fixed dollar signup bonus is represented.

Annual fee$0
View details →Apply on issuer site
Navy Federal cashRewards Credit Card — issuer card design
Navy Federal Credit UnionPersonal

Navy Federal cashRewards Credit Card

Advertised credit profile: Varies by applicant; membership required

Why it stands outUnlimited 1.5% cash back on all purchases with cash Rewards Unlimited 2% cash back on all purchases with cash Rewards Plus WalletHub recognized Navy Federal Credit Union’s cash…

Rewards focus: Cash back

Welcome offer

$250 bonuscash when you spend $2,500 within 90 days of account opening.

Annual fee$0
View details →Apply on issuer site
PNC Cash Rewards® Visa® Credit Card — issuer card design
PNC BankPersonal

PNC Cash Rewards® Visa® Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1% cash back on all other purchases everywhere. Earn 4% on gas station purchases, 3% on dining purchases at restaurants, and 2% on grocery store purchases for the first…

Rewards focus: Cash back

Welcome offer

$250 bonusafter making $1,000 or more in purchases in the first 3 months after opening a new PNC Cash Rewards account. Offer channel and eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
U.S. Bank Altitude® Go Visa Signature® Card — issuer card design
U.S. BankPersonal

U.S. Bank Altitude® Go Visa Signature® Card

Advertised credit profile: Good to excellent credit

Why it stands out4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter 2X points on streaming services, at grocery stores* and at gas stations/EV charging…

Rewards focus: Dining

Welcome offer

20,000 bonus pointsafter spending $1,000 in eligible purchases within 90 days of account opening.

Annual fee$0
View details →Apply on issuer site
U.S. Bank Cash+® Visa Signature® Card — issuer card design
U.S. BankPersonal

U.S. Bank Cash+® Visa Signature® Card

Advertised credit profile: Good to excellent credit

Why it stands outAdditional 5% cash back on Travel Center reservations Plus, earn 1% cash back on all other eligible purchases. You can earn 2% cash back by choosing one of the following…

Rewards focus: Cash back

Welcome offer

$200 bonusFor a limited time, earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening. Get a decision in as little as 60 seconds.

Annual fee$0
View details →Apply on issuer site
Wells Fargo Autograph® Card — issuer card design
Wells FargoPersonal

Wells Fargo Autograph® Card

Advertised credit profile: Good to excellent credit

Why it stands out3X on restaurants 3X on travel 3X on gas & transit 3X on popular streaming services 3X on phone plans 1X on other purchases

Rewards focus: Travel

Welcome offer

20,000 bonus pointswhen you spend $1,000 in purchases in the first 3 months–that’s a $200 cash redemption value

Annual fee$0
View details →Apply on issuer site

What to check before choosing

Compare the cards shown here against the categories you actually spend in, the annual fee, redemption requirements and any reward caps. A card’s advertised headline is not a personalized recommendation.

Use the card profile to confirm recorded details, then follow the original issuer source to verify current terms before applying.

How can I compare these cards fairly?

Use the same spending assumptions for every card, include fees, and do not count conditional rewards you are unlikely to redeem.

See which cards fit your spending → · Read the application checklist →