What you get
Rewards and benefits
How it earns
Earn points on eligible purchases and redeem them for travel statement credits under program terms.
- Travel redemption as statement credits
- No foreign transaction fees advertised
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Bank of America makes every lending decision.
Conditions to know
- Points redemption and travel purchase eligibility follow program rules.
- Preferred Rewards members may receive a points bonus.
- Current issuer terms control fees and benefits.
Recorded from Bank of America’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Bank of America® Travel Rewards credit card
- For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
