Credit and Habit

BROWSE & COMPARE

Business credit cards

Use this category as a starting point. Fees and current offers need to be confirmed with the issuer.

Blue Business Cash™ Card — issuer card design

Blue Business Cash™ Card

Advertised credit profile: Good to excellent credit

Why it stands outCash back earned with the American Express Blue Business Cash™ Card is automatically credited to your statement in the form of a statement credit, which is issued monthly. Card…

Rewards focus: Business

Welcome offer

As high as $500 statement creditafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
Blue Business® Plus Credit Card — issuer card design

Blue Business® Plus Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outPoints add up fast. Earn 2X points on the first $50,000 in eligible purchases per calendar year and 1X points thereafter, with no category restrictions and no annual fee.…

Rewards focus: Business

Welcome offer

As high as 50,000 Membership Rewards pointsafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
Capital One Spark 1.5% Cash Select — issuer card design
Capital OneBusiness

Capital One Spark 1.5% Cash Select

Advertised credit profile: Excellent Credit

Why it stands outEarn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars…

Rewards focus: Cash back

Welcome offer

$750 cash bonuswhen you spend $6,000 in the first 3 months. New cardholders enjoy a 0% intro APR for the first 9 months.

Annual fee$0
Capital One Spark 2% Cash — issuer card design
Capital OneBusiness

Capital One Spark 2% Cash

Advertised credit profile: Excellent Credit

Why it stands outEarn unlimited 2%cash back on every purchase with no limits or expiration dates Earn unlimited 5%cash back on hotels and rental cars booked through Capital One Business Travel.…

Rewards focus: Cash back

Welcome offer

$1,000 cash bonuswhen you spend $10,000 in the first 3 months.

Annual fee$95
Capital One Venture Business — issuer card design
Capital OneBusiness

Capital One Venture Business

Advertised credit profile: Excellent Credit

Why it stands outEarn unlimited 2X miles on every purchase for your business. Earn unlimited 2X miles on every purchase with no blackout dates or restrictions Earn unlimited 5X miles on hotels,…

Rewards focus: Travel

Welcome offer

100,000 bonus milesEarn 100,000 bonus miles when you spend $10,000 in the first 3 months

Annual fee$95
Capital One Venture X Business — issuer card design
Capital OneBusiness

Capital One Venture X Business

Advertised credit profile: Excellent Credit

Why it stands outEarn unlimited 2X miles on every purchase, everywhere, no limits or category restrictions. Book through Capital One Business Travel to earn 10X miles on hotels and rental cars,…

Rewards focus: Travel

Welcome offer

300,000 bonus milesCelebrate 3 years of Venture X Business with a limited-time offer. In your first 4 months: Earn 150K bonus miles when you spend $40K, plus another 150K miles when you spend $120K.

Annual fee$395
Capital One VentureOne Business — issuer card design
Capital OneBusiness

Capital One VentureOne Business

Advertised credit profile: Excellent Credit

Why it stands outEarn unlimited 1.5X miles on every purchase for your business. Earn unlimited 5X miles on hotels, vacation rentals and rentals cars booked through Capital One Business Travel .…

Rewards focus: Travel

Welcome offer

50,000 bonus milesEarn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.

Annual fee$0
IHG One Rewards Business Credit Card — issuer card design
ChaseBusiness

IHG One Rewards Business Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 3X points per $1 spent on all other purchases. Plus up to 10X points from IHG on stays for being an IHG One Rewards member Plus up to 6X points from IHG on stays with…

Rewards focus: Travel

Welcome offer

20,000 bonus pointsEarn 20,000 bonus points after you spend $25,000 on purchases each calendar year.

Annual fee$200
Ink Business Cash® Credit Card — issuer card design
ChaseBusiness

Ink Business Cash® Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1% cash back on all other purchases–with no limit to the amount you can earn. Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink…

Rewards focus: Business

Welcome offer

$750 cash backafter you spend $6,000 on purchases in the first 3 months after account opening.

Annual fee$0
Ink Business Preferred Credit Card — issuer card design
ChaseBusiness

Ink Business Preferred Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands out3X on Travel and Business categories on $150K combined spend.

Rewards focus: Travel

Welcome offer

100,000 bonus pointsafter you spend $8,000 on purchases in the first 3 months after account opening. *

Annual fee$95
Ink Business Premier Credit Card — issuer card design
ChaseBusiness

Ink Business Premier Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn a total of 2.5%cash back on every purchase of $5,000 or more.That's $250 on a purchase of $10,000 when redeemed. Turn all your business expenses into rewards with…

Rewards focus: Cash back

Welcome offer

$1,000 bonus cash backafter you spend $10,000 on purchases in your first 3 months from account opening.

Annual fee$195
Sapphire Reserve for Business Credit Card — issuer card design
ChaseBusiness

Sapphire Reserve for Business Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands out5X Points Offer on Lyft Purchases: You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That's 4…

Rewards focus: Business

Welcome offer

200,000 pointsafter you spend $30,000 on purchases in your first 6 months from account opening.

Annual fee$795
Southwest Rapid Rewards Performance Business Credit Card — issuer card design
ChaseBusiness

Southwest Rapid Rewards Performance Business Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 1 point per $1 spent on all other purchases. * Earn 4 points per $1 spent on Southwest Airline purchases. * Earn 2 points per $1 spent on gas station and restaurant…

Rewards focus: Business

Welcome offer

80,000 pointsafter you spend $5,000 on purchases in the first 3 months from account opening. *

Annual fee$299
Southwest Rapid Rewards Premier Business Credit Card — issuer card design
ChaseBusiness

Southwest Rapid Rewards Premier Business Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 1 point per $1 spent on all other purchases. * Earn 3 points per $1 spent on Southwest Airlines purchases. * Earn 2 points for every $1 you spend at gas stations and…

Rewards focus: Business

Welcome offer

80,000 pointsafter you spend $3,000 on purchases in the first 3 months from account opening. *

Annual fee$149
United Business Card — issuer card design
ChaseBusiness

United Business Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands out2 United Club one-time passes each year, a free first checked bag, and over $600 in annual partner credits.

Rewards focus: Business

Welcome offer

up to 100,000 bonus miles2,000 Premier qualifying points (PQP) Earn 90,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. * The 2,000 PQP are in addition to the PQP you can earn from card purchases. PQP help you reach Premier status, which gives you extra benefits like complimentary access to Economy Plus, seat upgrades, and more. * Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open. *

Annual fee$150
United Club Business Card — issuer card design
ChaseBusiness

United Club Business Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands out8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with United…

Rewards focus: Travel

Welcome offer

up to 100,000 bonus miles2,000 Premier qualifying points (PQP) Earn 90,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. * The 2,000 PQP are in addition to the PQP you can earn from card purchases. PQP help you reach Premier status, which gives you extra benefits like complimentary access to Economy Plus, seat upgrades, and more. * Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open. *

Annual fee$695
United Gateway Card — issuer card design
ChaseBusiness

United Gateway Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outAT A GLANCE Earn 2 checked bags each year, * receive 25% back on United inflight and Club premium drink purchases, * and earn unlimited miles with no annual fee.

Rewards focus: Travel

Welcome offer

up to 50,000 bonus milesafter qualifying activities. *

Annual fee$0
World of Hyatt Business Credit Card — issuer card design
ChaseBusiness

World of Hyatt Business Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outMake the most of your small business spending with accelerated earning wherever you spend the most. Earn 2 Bonus Points total per $1 spent in your top three spend categories…

Rewards focus: Business

Welcome offer

70,000 Bonus Pointsafter you spend $7,000 on purchases in the first 3 months of account opening. *

Annual fee$199
Citi / AAdvantage Business card — issuer card design
CitiBusiness

Citi / AAdvantage Business card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outAAdvantage bonus miles for your business after qualifying purchases 2X miles on eligible American Airlines purchases for your business Preferred boarding and more. $0 Intro…

Rewards focus: Travel

Welcome offer

65,000 bonus miles(American Airlines AAdvantage) after making $4,000 in purchases within the first 4 months of account opening. Eligibility restrictions apply.

Compare business cards with business expenses

Separate business from personal spending when evaluating expected rewards and fees. Check employee-card terms, accounting features and whether the offer has business eligibility or personal-guarantee requirements.

A large welcome offer may require substantial qualifying spend; avoid purchasing anything solely to reach a threshold.

Should I use a business card for personal purchases?

Review the issuer agreement and keep accurate records. Products marketed to businesses can have different terms and protections from consumer cards.

See which cards fit your spending → · Read the application checklist →