United Business Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Earning rates, caps and exclusions

2 United Club one-time passes each year, a free first checked bag, and over $600 in annual partner credits.

Annual fee and first-year pricing

$150 Annual Fee

Foreign transaction fee

Purchases made with your United Business Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Bonus eligibility and restrictions

10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.

Statement credits and enrollment

Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels with your United Business Card, up to $100 each anniversary year. * Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases when paying with your United Business Card: up to $8 back as a statement credit each month from January through November and up to $12 back for the month of December. Yearly opt-in is required. * Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United Business Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSX . * Up to $100 in credits on JSX purchases annually Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United℠ Business Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSX . *

Purchase protection and extended warranty

Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.