Using the website
Use this site for lawful personal or business research. Do not interfere with the service, misuse the AI helper, or attempt to access private systems or data. These terms concern use of this website; an issuer's separate terms govern any card application or account.
Information and availability
The site provides educational summaries and tools on an as-available basis. We do not guarantee completeness, accuracy, uninterrupted availability, suitability for your circumstances, or a particular financial outcome. Check the issuer's terms before relying on product information.
External services
Issuer links lead to sites operated by other organizations. We do not control their application processes, offers, approval decisions, or privacy practices. Use of the AI helper also involves service-provider processing described in our privacy notice.
Intellectual property
Site branding and original editorial materials may not be represented as your own. Issuer card images and trademarks remain the property of their owners. No license to a third party's intellectual property is granted through this website.
Your rights
Nothing in these terms is intended to exclude rights or obligations that applicable law does not permit to be excluded. These terms and disclosures do not replace the issuer's legally required disclosures or your card agreement.