What you get
Rewards and benefits
How it earns
Cash back earned with the American Express Blue Business Cash™ Card is automatically credited to your statement in the form of a statement credit, which is issued monthly. Card Members earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% on eligible purchases thereafter. 2% CASH BACK 1% CASH BACK
- Cash back on eligible business purchases
- Employee cards available subject to terms
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.
- Purchase protection and extended warranty
- With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Yes. When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions. Purchase Protection Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.* *Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
Conditions to know
- Reward rates are subject to annual thresholds and program terms.
- Rewards are issued as Reward Dollars.
- Some American Express business cards have flexible spending capacity rather than a fixed preset limit.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Blue Business Cash™ Card
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
