What you get
Rewards and benefits
How it earns
Card Members can earn 1% cash back on other eligible purchases. Card Members can earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Card Members can earn 3% cash back at U.S. gas stations on up to $6,000 per year in purchases (then 1%). Card Members can earn 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%).
- U.S. supermarket rewards
- U.S. gas station and online retail rewards
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.
- Annual fee and first-year pricing
- No Annual Fee
- Balance transfers and fees
- You can request a Balance Transfer within the first 60 days of account opening. Fees apply.
- Foreign transaction fee
- the American Express Blue Cash Everyday ® Card charges a foreign transaction fee of 2.7% on each transaction after conversion to U.S. dollars. ¤ ‡
- Redemption options and restrictions
- Shop now and conveniently use cash back at checkout at Amazon.com. Your cash back has the same value at Amazon checkout as it does if you redeem as a statement credit. *Cash back refers to Reward Dollars earned on your Card
- Statement credits and enrollment
- With the $84 Disney Streaming Credit, get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Disney Streaming Credit: With the $84 Disney Streaming Credit, you can earn up to $7 back per month as a statement credit when you use your enrolled Blue Cash Everyday Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
- Purchase protection and extended warranty
- When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
Conditions to know
- Rewards are received as Reward Dollars and can be redeemed under program rules.
- Bonus categories have annual spending limits.
- Terms, exclusions, and welcome offers apply.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Blue Cash Everyday® Card from American Express
- Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
