American Express® Gold Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.

Annual fee and first-year pricing

The annual fee for the American Express Gold Card is $325 for a Basic Card.

Statement credits and enrollment

Earn up to $7 in monthly statement credits after you pay with the American Express Gold Card at U.S. Dunkin' locations. Enrollment required. $84 Dunkin' Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express Gold Card at U.S. Dunkin’ locations. $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120. Enrollment required. Get $10 in Uber Cash each month when you add your Gold Card to your Uber account. You can use your Uber Cash on orders and rides with Uber in the U.S. when you select an Amex Card for your transaction.

Purchase protection and extended warranty

Dropped your phone? Sometimes the unexpected happens. But Purchase Protection can help protect Covered Purchases for up to 90 days from the Covered Purchase date made on your Eligible Card when they're accidentally damaged, stolen, or lost.* *Up to $10,000 per Covered Purchase, up to $50,000 per calendar year. When an American Express Card Member charges a Covered Purchase with his or her Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Eligible Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

Authorized users and fees

Additional Cards (up to the first 5) have a $0 annual fee

Conditions to know

• Credits have enrollment, merchant, and timing rules.
• Some purchases may be subject to Pay Over Time terms rather than a traditional preset credit limit.

Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.