The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.
- Annual fee and first-year pricing
- Points add up fast. Earn 2X points on the first $50,000 in eligible purchases per calendar year and 1X points thereafter, with no category restrictions and no annual fee. Eligible purchases on AmexTravel.com also earn 2X points and will not count toward the first $50,000.
- Transfer partners and ratios
- Blue Business ® Plus Credit Card Members can transfer Membership Rewards ® points to participating airline and hotel rewards program partners. Membership Rewards ® offers the opportunity to transfer points to 19 rewards program partners. Membership Rewards ® points can also be used with participating brands at checkout on Amazon.com , BestBuy.com , or Grubhub through Pay with Points.
- Statement credits and enrollment
- Membership Rewards ® points earned on the Blue Business ® Plus Credit Card can be used for eligible travel through Pay with Points, redeemed for a Statement Credit, redeemed for Gift Cards, or transferred to participating airline and hotel loyalty programs.
- Travel insurance and coverage limits
- Car Rental Loss and Damage Insurance ♦ As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Purchase protection and extended warranty
- With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. Coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions. When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
- Authorized users and fees
- There is no annual fee for additional Employee Blue Business ® Plus Credit Cards. Plus, when you add an additional Employee Card to your account, you earn Membership Rewards ® points on their eligible purchases in addition to the points you earn on your own card. ‡
- Other conditions
- Expanded Buying Power ‡ gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
