Credit and Habit

CitiBusiness card

Citi / AAdvantage Business card

AAdvantage bonus miles for your business after qualifying purchases 2X miles on eligible American Airlines purchases for your business Preferred boarding and more. $0 Intro Annual Fee, $99 after the first year

AT A GLANCE

Credit card overview

Welcome offer

65,000 bonus miles(American Airlines AAdvantage) after making $4,000 in purchases within the first 4 months of account opening. Eligibility restrictions apply.

Card categories

  • Travel
  • Business

What you get

Rewards and benefits

How it earns

AAdvantage bonus miles for your business after qualifying purchases 2X miles on eligible American Airlines purchases for your business Preferred boarding and more. $0 Intro Annual Fee, $99 after the first year

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.

Foreign transaction fee
No foreign transaction fees Keep your business expenses and budget on track when you shop overseas.
Bonus eligibility and restrictions
This offer may not be available if you leave this page.Offers may vary and this offer may not be available in other places where the card is offered.American Airlines AAdvantage new cardmember bonus offer not available if you have received a new account bonus for a Citi / AAdvantage Business account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi / AAdvantage Business account.

Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Citi / AAdvantage Business card

  1. Confirm the ongoing annual fee on the issuer’s current pricing disclosure before estimating net rewards.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
  5. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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