Credit and Habit

Capital OneBusiness card

Capital One Venture X Business

$395 annual fee 2X miles on every purchase, plus access to 1,300+ lounges worldwide Earn 150,000 bonus miles 10,000 anniverary miles and $300 annual Capital One Business Travel credit

AT A GLANCE

Credit card overview

Welcome offer

300,000 bonus milesCelebrate 3 years of Venture X Business with a limited-time offer. In your first 4 months: Earn 150K bonus miles when you spend $40K, plus another 150K miles when you spend $120K.

Card categories

  • Travel
  • Business

What you get

Rewards and benefits

How it earns

Earn unlimited 2X miles on every purchase, everywhere, no limits or category restrictions. Book through Capital One Business Travel to earn 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals. The bonuses are available by starting the application process from this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders. Venture X Business Limited Time Offer: Earn up to 300,000 bonus miles and a $1,000 Capital One Business Travel Credit. Spend $40,000 in the first four months and earn 150,000 miles. Spend $120,000 in the first four months and earn an additional 150,000 bonus miles as well as a $1,000 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel. This credit will be applied to your Capital One Business Travel balance within two billing cycles and can be applied to purchases at checkout. This credit expires 16 months after account opening. Annually, eligible Venture X Business primary account holders will also receive a $300 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel. Each annual travel credit will expire on the day before the next account open date anniversary at 11:59 p.m. ET. The annual travel credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The annual travel credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the travel credits. If the purchase using the travel credits is canceled, the travel credits will be restored if they are not expired. Expired travel credits will not be restored upon cancellation. A Venture X Business card account must be open and in good standing to receive or use the travel credits.

  • 2X miles on every purchase, plus access to 1,300+ lounges worldwide Earn 150,000 bonus miles 10,000 anniverary miles and $300 annual Capital One Business Travel credit
  • Receive up to a $120 statement credit on Global Entry or TSA PreCheck®. Expedite airport screening with up to a $120 statement credit on TSA PreCheck® or Global Entry plus enjoy access to Capital One Lounges and explore a network of 1,300+…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$395
Advertised credit profileExcellent Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
Get unlimited rewards, travel bonuses and powerful business tools—with a $395 annual fee.
Foreign transaction fee
Pay zero foreign transaction fees on purchases made outside of the United States. No foreign transaction fees
Statement credits and enrollment
Receive up to a $120 statement credit on Global Entry or TSA PreCheck®. Expedite airport screening with up to a $120 statement credit on TSA PreCheck® or Global Entry plus enjoy access to Capital One Lounges and explore a network of 1,300+ lounges worldwide.
Lounge access and guest rules
Access to Priority Pass and Capital One Lounge and Landing access Expedite airport screening with up to a $120 statement credit on TSA PreCheck® or Global Entry plus enjoy access to Capital One Lounges and explore a network of 1,300+ lounges worldwide. As a primary Venture X Business cardholder, you’ll enjoy complimentary access to Capital One’s growing network of premium Lounges and Landings. Your membership also includes Priority Pass enrollment, granting you entry to more than 1,300 lounges around the world. To access Capital One Lounges, eligible cardholders must present their physical Venture X Business card or digital lounge pass, found within the Capital One Mobile app. Access is not guaranteed and is subject to space availability. In order to access Priority Pass lounges, eligible cardholders will need to enroll after card activation. To learn more about lounge access policies, please visit the applicable Terms and Conditions for additional details.
Other conditions
$395 annual fee 2X miles on every purchase, plus access to 1,300+ lounges worldwide Earn 150,000 bonus miles 10,000 anniverary miles and $300 annual Capital One Business Travel credit

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One Venture X Business

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
  5. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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