What you get
Rewards and benefits
How it earns
Earn 1% cash back on all other purchases–with no limit to the amount you can earn. Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Cash card. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- Business-category rewards
- Employee cards available subject to terms
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.
- Annual fee and first-year pricing
- Annual Fee $0
- Purchase APR
- APR 0% intro APR for 12 months from account opening on purchases. After that, 16.99%–24.99% variable APR.
- Introductory APR and duration
- APR 0% intro APR for 12 months from account opening on purchases. After that, 16.99%–24.99% variable APR.
- Redemption options and restrictions
- Ways to redeem rewards Travel & purchase coverage Stay on top of your business Chase Pay Over Time
Conditions to know
- Rewards are subject to category definitions and annual spending caps.
- Cash back is earned as Ultimate Rewards points.
- See issuer disclosures for current rates and introductory APR offers.
Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Ink Business Cash® Credit Card
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
