Credit and Habit

ChaseBusiness card

Ink Business Unlimited Credit Card

Unlimited 1.5% cash back on every purchase.

AT A GLANCE

Credit card overview

Welcome offer

$750 cash backafter you spend $6,000 on purchases in the first 3 months after account opening.

Card categories

  • Cash back
  • Business
  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

AT A GLANCE Unlimited 1.5% cash back on every purchase.

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
Annual Fee $0
Purchase APR
0% intro APR for 12 months from account opening on purchases. After that, 16.99%–24.99% variable APR.
Introductory APR and duration
0% intro APR for 12 months from account opening on purchases. After that, 16.99%–24.99% variable APR.
Redemption options and restrictions
Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards. Earning in the Rewards Program: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Unlimited credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For more information about the Ink Business Unlimited rewards program, you can see the latest Rewards Program Agreement at chase.com/inkbusinessunlimited/rewardsagreement and it will be available for cardmembers after logging into chase.com/ultimaterewards and will be mailed for new or changed accounts.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Ink Business Unlimited Credit Card

  1. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  2. Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
  3. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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