Credit and Habit

ChaseBusiness card

World of Hyatt Business Credit Card

Make the most of your small business spending with accelerated earning wherever you spend the most. Earn 2 Bonus Points total per $1 spent in your top three spend categories each quarter.

AT A GLANCE

Credit card overview

Welcome offer

70,000 Bonus Pointsafter you spend $7,000 on purchases in the first 3 months of account opening. *

Card categories

  • Business

What you get

Rewards and benefits

How it earns

Make the most of your small business spending with accelerated earning wherever you spend the most. Earn 2 Bonus Points total per $1 spent in your top three spend categories each quarter.

  • Spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year. * Up to $100 Annual Hyatt Credit: You can earn a $50 statement credit per qualifying Hyatt purchase with your World of Hyatt…
  • Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$199
Purchase APR19.49 %– 27.99 % variable APR.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $199
Foreign transaction fee
You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees. No foreign transaction fees
Redemption options and restrictions
Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed. * 10% Bonus Point Redemption Bonus: If, during a single calendar year (January 1 through December 31), you and any employee(s) collectively spend fifty thousand U.S. dollars ($50,000 USD) or more in Purchases on your World of Hyatt Business Card, you will receive ten percent (10%) Bonus Points back on up to a total of 200,000 World of Hyatt points you redeem for free night awards, Points + Cash stays, room upgrades, dining and spa services and World of Hyatt Experiences during the remainder of that calendar year. Points are only considered redeemed on the day of checkout of the relevant stay or upon completion of the relevant service or experience. Stays completed prior to reaching the spend milestone or after the end of that calendar year do not count. Points redeemed for Avis car rental certificates or points transferred to airline partners are not eligible. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow 6-8 weeks after your point redemption has been completed for your Bonus Points to be loaded into your World of Hyatt account. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.
Bonus eligibility and restrictions
70,000 Bonus Points After You Spend $7,000 On Purchases In The First 3 Months From Account Opening: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. To qualify for and receive your 70,000 Bonus Points, you must make Purchases totaling $7,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for your Bonus Points to post to your World of Hyatt account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for offer fulfillment. If your account is not open for at least 6 months, Hyatt and Chase reserve the right to deduct the Bonus Points from your World of Hyatt account. All World of Hyatt terms and conditions apply and are available at worldofhyatt.com/terms .
Statement credits and enrollment
Spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year. * Up to $100 Annual Hyatt Credit: You can earn a $50 statement credit per qualifying Hyatt purchase with your World of Hyatt Business Credit Card up to 2 times each anniversary year (for a total of $100). Qualifying Hyatt purchases are single transactions of $50 or more made at Hyatt hotels and resorts (including at participating restaurants and participating locations that are owned, managed, franchised or licensed by Hyatt Corporation or its subsidiaries or affiliates). Anniversary year means the year beginning with your card account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Statement credit(s) will post to your account the same day your qualifying Hyatt purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Statement credit(s) will be issued for the anniversary year in which the transaction posts to your account. For example, if you pay for a stay, but the transaction does not post until after the current annual period ends, the statement credit will be allocated towards the following anniversary year's maximum of 2 statement credits. To qualify, account must be open and not in default at the time of fulfillment.
Purchase protection and extended warranty
Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase. Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item. Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the World of Hyatt Business Credit Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  3. Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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