IHG One Rewards Business Credit Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing

Annual Fee $200

Foreign transaction fee

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees. No foreign transaction fees

Redemption options and restrictions

When you redeem points for a consecutive four-night IHG hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay. * IHG ONE REWARDS PROGRAM INFORMATION Points accrued and awards issued are subject to the terms and conditions of the IHG One Rewards program. For complete terms and conditions of the IHG One Rewards program, including all redemption values, please visit ihg.com/terms . Terms and conditions of the IHG One Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG One Rewards program through this offer, although existing IHG One Rewards memberships will not be affected. Additional authorized users will not be enrolled in the IHG One Rewards program as a result of this offer. IHG One Rewards points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s IHG One Rewards account. Review the IHG One Rewards Privacy Statement at ihg.com/terms .

Statement credits and enrollment

NEW! Up to $100 in statement credits for Expensify purchases each calendar year. * Enjoy up to $100 in statement credits towards Expensify purchases each calendar year. * Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card. * Get a $100 statement credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27. *

Purchase protection and extended warranty

Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase. Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item. Trip Cancellation and Interruption Insurance You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Membership, location and eligibility

Receive a monthly $10 Instacart credit, up to $120 annually, plus a complimentary 3-month Instacart+ membership. * Service fees and terms apply. Membership auto-renews at $99/yr. Active Instacart+ membership is required to receive your $10 monthly credit. Benefits end 12/31/27. *

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.