Sapphire Reserve for Business Credit Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing

$795 ; Employee Cards at no additional cost

Purchase APR

Flex for Business variable APR: 17.99 %– 28.74 %.

Redemption options and restrictions

Points worth more on Select Flights and Hotels through Chase Travel with Points Boost: Points Boost offers give you the opportunity to enhance the value of your points when booking through Chase Travel—up to 1.5x or 2x depending on your card and the offer. Points earned with your card are worth $0.01 each when redeemed through Chase Travel, as outlined in your Ultimate Rewards Agreement. That means 100 points are worth $1, but with a Points Boost promotion 100 points could be worth up to $1.50 for Sapphire Preferred, Ink Business Preferred, and Ink Plus cards or up to $2.00 for Sapphire Reserve, J.P. Morgan Reserve, and Sapphire Reserve for Business cards. We may offer Points Boost promotions on select airline tickets and hotel accommodations. Points Boost offers are indicated by the Points Boost tag and rocket icon. Points Boost offers are promotional and are refreshed periodically. Offers may change with the refresh. Travel inventory is subject to availability. Please note: Points Boost promotions differ by card. The Points Boost promotions you see within search results and at checkout are based on the card you choose in the card selector.

Statement credits and enrollment

Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card. You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December. COMING SOON Starting 1/1/2027, get up to $1,000 in statement credits annually with two additional $250 credits - double the value available now. You have the freedom to take your business anywhere with the most flexible travel credit available. Receive up to $300 in statement credits each anniversary year.

Lounge access and guest rules

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember. Enjoy complimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests - valued at over $850 when you and your guests visit multiple times each year. Chase Sapphire Reserve Lounge Network Value: The annual value of the Chase Sapphire Reserve Lounge Network is based on the $469 annual value of Priority Pass Select Membership plus four Chase Sapphire Lounge $100 day pass purchases. Priority Pass Select Membership for Chase Sapphire Reserve for Business Card: Priority Pass Select membership includes access to airport lounges and select airport experiences participating in the Priority Pass Select network. Certain terms, conditions and exclusions apply. Authorizing officers are granted complimentary access to the Priority Pass lounges and are allowed a maximum of two accompanying guests each. For any additional guests, your card will be charged $27 per guest, per visit. Your card will be charged after you have signed for the additional guest visits in the participating lounge and the visits have been reported to Priority Pass. Access may be denied if the lounge is at capacity. Participating lounges are owned and operated by independent third parties and their participation and/or facilities may change. To access a lounge, member must present their valid physical credit card or Priority Pass Select digital membership card. A valid credit card in your digital wallet will not be accepted for access to a lounge. Priority Pass Select membership is subject to the Priority Pass Select Terms and Conditions. Your credit card account must be open and not in default to maintain membership. The authorizing officer will have their Priority Pass Select membership automatically activated. Authorized users of Chase Sapphire Reserve for Business accounts, such as employees, are not eligible for this benefit. For complete Priority Pass Select Terms and Conditions and a listing of participating lounges and select airport experiences, please visit www.prioritypass.com/select .

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.