Credit and Habit

Capital OneBusiness card

Capital One Venture Business

$95 annual fee 2X miles on every purchase Earn 100,000 bonus miles $50 annual Capital One Business Travel credit and up to an annual $50 statement credit for purchases at qualifying advertising or software merchants

AT A GLANCE

Credit card overview

Welcome offer

100,000 bonus milesEarn 100,000 bonus miles when you spend $10,000 in the first 3 months

Card categories

  • Travel
  • Business

What you get

Rewards and benefits

How it earns

Earn unlimited 2X miles on every purchase for your business. Earn unlimited 2X miles on every purchase with no blackout dates or restrictions Earn unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel Unlock premium benefits with every stay, like a $50 experience credit, room upgrades when available and more. Plus, earn 5X miles on hotel stays booked through Capital One Business Travel. Explore the Lifestyle Collection.

  • 2X miles on every purchase Earn 100,000 bonus miles $50 annual Capital One Business Travel credit and up to an annual $50 statement credit for purchases at qualifying advertising or software merchants
  • Receive up to a $120 statement credit on Global Entry or TSA PreCheck®. Up to $50 annual credit for purchases at select software and advertising merchants. Get an annual $50 statement credit for purchases at qualifying advertising or…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$95
Purchase APR24.74% variable APR
Advertised credit profileExcellent Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
$95 annual fee
Foreign transaction fee
Pay zero foreign transaction fees on purchases made outside of the United States. No foreign transaction fees
Statement credits and enrollment
Receive up to a $120 statement credit on Global Entry or TSA PreCheck®. Up to $50 annual credit for purchases at select software and advertising merchants. Get an annual $50 statement credit for purchases at qualifying advertising or software merchants. Annually, each Venture Business account is eligible to receive up to an annual $50 statement credit for purchases at qualifying advertising or software merchants. Purchases from these merchants are generally considered eligible. However, final eligibility is based on the Merchant Category Code (MCC) assigned to the merchant. Purchases from merchants using a non-qualifying MCC will not qualify; for example, software purchased from a general retailer may not be eligible. Capital One is not responsible for merchant categorization. Any unused credits will expire on your account open date anniversary. Your account must remain open and in good standing to receive the credit.
Other conditions
$95 annual fee 2X miles on every purchase Earn 100,000 bonus miles $50 annual Capital One Business Travel credit and up to an annual $50 statement credit for purchases at qualifying advertising or software merchants

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One Venture Business

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
  5. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Keep comparing

Similar cards

Blue Business Cash™ Card — issuer card design

Blue Business Cash™ Card

Advertised credit profile: Good to excellent credit

Why it stands outCash back earned with the American Express Blue Business Cash™ Card is automatically credited to your statement in the form of a statement credit, which is issued monthly. Card…

Rewards focus: Business

Welcome offer

As high as $500 statement creditafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
Blue Business® Plus Credit Card — issuer card design

Blue Business® Plus Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outPoints add up fast. Earn 2X points on the first $50,000 in eligible purchases per calendar year and 1X points thereafter, with no category restrictions and no annual fee.…

Rewards focus: Business

Welcome offer

As high as 50,000 Membership Rewards pointsafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
Delta SkyMiles® Blue American Express Card — issuer card design

Delta SkyMiles® Blue American Express Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 2 miles for every dollar spent on eligible purchases made directly with Delta. Enjoy more than just your meal when you dine including takeout and delivery in the U.S.-…

Rewards focus: Travel

Welcome offer

10,000 bonus milesafter spending $1,000 in eligible purchases on your new Card in the first 6 months of Card Membership.

Annual fee$0