Credit and Habit

ChaseBusiness card

Ink Business Premier Credit Card

Unlimited 2.5% Cash Back on large purchases.

AT A GLANCE

Credit card overview

Welcome offer

$1,000 bonus cash backafter you spend $10,000 on purchases in your first 3 months from account opening.

Card categories

  • Cash back
  • Business

What you get

Rewards and benefits

How it earns

Earn a total of 2.5%cash back on every purchase of $5,000 or more.That's $250 on a purchase of $10,000 when redeemed. Turn all your business expenses into rewards with unlimited 2%cash back on all other business purchases.Redeem your rewards for cash back,gift cards,travel and more through Chase Ultimate Rewards. Earn unlimited 5%cash back on travel purchased through Chase Travel.

  • Unlimited 2.5% Cash Back on large purchases.
  • Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$195
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $195
Purchase APR
Flex for Business variable APR: 17.99 %– 28.74 %.
Redemption options and restrictions
Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points. * Whether it's for yourself, your clients, or your employees – the choice of where to redeem your business rewards is yours. Chase offers over 150 of your favorite gift card brands, including hotels, office supply stores, electronics and more. Ways to redeem rewards Turn all your business expenses into rewards with unlimited 2% cash back on all other business purchases. * Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards. *
Purchase protection and extended warranty
Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Ink Business Premier Credit Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  3. Confirm business eligibility, employee-card fees and any personal-guarantee requirements.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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