The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.
- Annual fee and first-year pricing
- ANNUAL FEE $0
- Purchase APR
- APR 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.49 %– 27.99 %. Balance transfer fee applies, see pricing and terms for more details.
- Introductory APR and duration
- APR 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.49 %– 27.99 %. Balance transfer fee applies, see pricing and terms for more details.
- Balance transfers and fees
- Balance transfer fee applies, see pricing and terms for more details.
- Foreign transaction fee
- Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate. Plus, earn 5% back on travel purchased through Chase Travel, 3% on dining including takeout and drugstores, and 1% on all other purchases. * Now enjoy all this with no foreign transaction fee. Earn rewards worldwide with no foreign transaction fees.
- Grace period
- Cash Back rewards do not expire as long as your account is open. * And there is no minimum to redeem for cash back.
- Redemption options and restrictions
- Cash Back rewards do not expire as long as your account is open. * And there is no minimum to redeem for cash back. There is no minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States. Link your Chase Freedom Flex card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping. * Pay with Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. For more information about Amazon.com Shop with Points and PayPal Pay with Rewards, including applicable terms and conditions, see amazon.com/chaseswp and paypal.com/us/digital-wallet/ways-to-pay/pay-with-rewards .
- Bonus eligibility and restrictions
- This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. This credit card is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
- Statement credits and enrollment
- You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties.
- Travel insurance and coverage limits
- Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
- Purchase protection and extended warranty
- Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.
- Security deposit
- You can earn $50 cash back for each friend who gets any participating Chase Freedom ® credit card.
- Other conditions
- Zero Liability Protection Means you won't be held responsible for unauthorized charges made with your card or account information.
Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
