The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Discover makes every lending decision.
- Annual fee and first-year pricing
- Yes. With Discover it Chrome, you automatically earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases. And we’ll automatically match all the cash back you’ve earned at the end of your first year. And there's no annual fee .
- Purchase APR
- 0% intro APR for 15 months on purchases and balance transfers; 17.74% to 26.74% variable APR after that; Balance Transfer Fee applies No annual fee See rates, rewards, fees, and other cost information
- Introductory APR and duration
- 0% intro APR for 15 months on purchases and balance transfers; 17.74% to 26.74% variable APR after that; Balance Transfer Fee applies No annual fee See rates, rewards, fees, and other cost information
- Balance transfers and fees
- When Card Lock is enabled, some activity may continue, including returns, credits, payments, interest, balance transfers, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions. Typically, only primary cardholders or account managers can lock and unlock a card. Capital One customers are responsible for regularly checking their account activity and making payments on locked cards. If your card is lost or stolen, please notify Capital One as soon as possible. 0% intro APR for 15 months on purchases and balance transfers; 17.74% to 26.74% variable APR after that; Balance Transfer Fee applies No annual fee See rates, rewards, fees, and other cost information
- Redemption options and restrictions
- The Discover it Chrome Card lets you redeem cash back for any amount. Plus, you can redeem rewards for gift cards at popular brands. Other gas credit cards may not have so many options for you to redeem your cash back rewards. Discover it Chrome is a great choice if you prefer a credit card with great cash back for eligible gas purchases across many gas station brands. You earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on any other purchases. And you can redeem cash back for any amount. Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases. Plus, your cash back won’t expire for the life of the account.
Recorded from Discover’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
