What you get
Rewards and benefits
How it earns
Cardholders can experience events across music, sports and dining with exclusive access to pre-sales, tickets, and more. Plus earn 5X miles on Capital One Entertainment purchases. Eligible Venture X cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through Capital One cardholder exclusive pre-sales and tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.
- Annual Capital One Travel credit
- Lounge access and anniversary miles subject to terms
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$395
Purchase APR19.74% - 28.74% variable APR
Advertised credit profileExcellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.
- Annual fee and first-year pricing
- Annual Fee $395
- Foreign transaction fee
- No Foreign Transaction Fees You won’t pay a transaction fee when making purchases outside of the United States.
- Redemption options and restrictions
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, vacation rentals, rental cars and more–plus transfer miles to your choice of 15+ travel loyalty programs.
- Lounge access and guest rules
- Venture X primary cardholders can enjoy access to Capital One Lounge and Landing locations. Venture X primary cardholders can enjoy access to 1,300+ participating lounges worldwide from Priority Pass. Access to lounges includes access to Capital One Lounges and available participating Priority Pass™ lounges worldwide. To access Capital One Lounges, eligible cardholders must present their physical Venture X card or digital lounge pass, found within the Capital One Mobile app. Access is not guaranteed and is subject to space availability. In order to access Priority Pass lounges, eligible cardholders will need to enroll. To learn more about lounge access policies, please visit the applicable Terms and Conditions for additional details. GLOBAL LOUNGE ACCESS
- Authorized users and fees
- Additional Cardholders 9 Add cardholders to your account—they can enjoy benefits and you will earn rewards on every dollar they spend.
- Other conditions
- Cell Phone Protection Protect your cell phone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800. Certain terms, conditions and exclusions apply.
Conditions to know
- Travel credit applies through eligible Capital One Travel bookings.
- Miles can be transferred to participating partners under current terms.
Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Venture X Rewards Credit Card
- This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
- For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
