What you get
Rewards and benefits
How it earns
Earn a flat cash back rate on eligible purchases, with possible extra rewards for eligible Preferred Rewards members.
- Flat-rate cash back
- Potential Preferred Rewards bonus
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Bank of America makes every lending decision.
Conditions to know
- Preferred Rewards bonus depends on enrollment and account eligibility.
- Cash rewards redemption choices are set by Bank of America.
- Introductory APR and welcome offers vary.
Recorded from Bank of America’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Bank of America® Unlimited Cash Rewards credit card
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
