Credit and Habit

Wells FargoPersonal card

Wells Fargo Active Cash® Card

A no-annual-fee flat-rate cash rewards card for everyday purchases.

AT A GLANCE

Credit card overview

Welcome offer

$100 cash rewards bonuswhen you spend $500 in purchases in the first 3 months Plus, enjoy unlimited 2% cash rewards on purchases.

Card categories

  • Cash back
  • Welcome bonuses

What you get

Rewards and benefits

How it earns

Earn a flat cash rewards rate on eligible purchases.

  • Flat-rate cash rewards
  • Introductory APR may be offered

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileGood to excellent credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Wells Fargo makes every lending decision.

Annual fee and first-year pricing
$0 Annual Fee
Purchase APR
0%intro APR for 12 months from account opening on purchases and qualifying balance transfers.After that your variable APR will be 18.74%,24.74%or 28.74%.Balance transfers made within 120 days qualify for the intro rate and fee.
Introductory APR and duration
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 18.74%, 24.74% or 28.74%. Balance transfers made within 120 days qualify for the intro rate and fee. Plus, low intro APR for 12 months
Balance transfers and fees
Yes,typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card.Please refer to the Important Credit Terms for the most current rate and fee information. 0%intro APR for 12 months from account opening on purchases and qualifying balance transfers.After that your variable APR will be 18.74%,24.74%or 28.74%.Balance transfers made within 120 days qualify for the intro rate and fee.
Cash advances and fees
Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.Any cash advance fees and interest charges that are associated with your credit card account would apply.
Foreign transaction fee
Does the Wells Fargo Active Cash Card have a foreign transaction fee? There is a 3%fee for each foreign transaction amount converted to U.S.dollars.Please refer to the Important Credit Terms for the most current rate and fee information.
Redemption options and restrictions
Redeem your cash rewards toward the cost of a past,eligible purchase. Redeem cash rewards for gift cards from over 250 merchants,including e-Gift cards as low as $10. For additional information on redeeming your credit card cash rewards,visit wellsfargo.com/rewards Redeem cash rewards as a credit to your account,including eligible Wells Fargo credit card or checking accounts.
Membership, location and eligibility
Available whenever you’re in need of a tow – for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.

Conditions to know

  • Rewards redemption follows Wells Fargo Rewards terms.
  • Introductory APR and welcome offers vary by current application.
  • Rates, fees, and eligibility are determined by issuer disclosures.

Recorded from Wells Fargo’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Wells Fargo Active Cash® Card

  1. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  2. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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