The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.
- Annual fee and first-year pricing
- ANNUAL FEE $0
- Purchase APR
- APR 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.49 %– 27.99 %. Balance transfer fee applies, see pricing and terms for more details.
- Introductory APR and duration
- APR 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.49 %– 27.99 %. Balance transfer fee applies, see pricing and terms for more details.
- Balance transfers and fees
- Balance transfer fee applies, see pricing and terms for more details. †
- Late / returned payment fees
- Accounts subject to credit approval. Restrictions and limitations apply.
- Redemption options and restrictions
- Cash Back rewards do not expire as long as your account is open. * And there is no minimum to redeem for cash back. There is no minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States. Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping. * Amazon Shop With Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. Amazon.com Shop with Points service terms apply . Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com , Inc. or its affiliates.
- Bonus eligibility and restrictions
- This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. $200 Cash Back After You Spend $500 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
- Travel insurance and coverage limits
- Trip Cancellation and Interruption Insurance You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
- Purchase protection and extended warranty
- Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.
- Authorized users and fees
- You’ll earn points on purchases of products and services, minus returns or refunds, made with a Chase Freedom Unlimited credit card by you or an authorized user of the account.
- Card network
- Chase Freedom Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.
Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
