The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.
- Annual fee and first-year pricing
- $795 annual fee; $195 for each authorized user *
- Foreign transaction fee
- Spend anywhere in the world with no foreign transaction fees on one of the most widely accepted global networks.
- Redemption options and restrictions
- Ultimate Rewards points do not expire as long as the account is open. * Points worth more on Select Flights and Hotels through Chase Travel with Points Boost: Points Boost offers give you the opportunity to enhance the value of your points when booking through Chase Travel—up to 1.5x or 2x depending on your card and the offer. Points earned with your card are worth $0.01 each when redeemed through Chase Travel, as outlined in your Ultimate Rewards Agreement. That means 100 points are worth $1, but with a Points Boost promotion 100 points could be worth up to $1.50 for Sapphire Preferred, Ink Business Preferred, and Ink Plus cards or up to $2.00 for Sapphire Reserve, J.P. Morgan Reserve, and Sapphire Reserve for Business cards. We may offer Points Boost promotions on select airline tickets and hotel accommodations. Points Boost offers are indicated by the Points Boost tag and rocket icon. Points Boost offers are promotional and are refreshed periodically. Offers may change with the refresh. Travel inventory is subject to availability. Please note: Points Boost promotions differ by card. The Points Boost promotions you see within search results and at checkout are based on the card you choose in the card selector.
- Statement credits and enrollment
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card. * Get the most flexible travel credit compared to any other card, with up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points. * Our handpicked collection of hotels and resorts Receive a statement credit of up to $250 for each prepaid booking with The Edit, up to $500 annually. Two-night minimum. Purchases that qualify will not earn points. * $300 in StubHub credits Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required. *
- Purchase protection and extended warranty
- Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase. Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item. Return Protection You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period. Chip-enabled for enhanced security You'll carry a credit card with an embedded chip that provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad. 24/7 Fraud Monitoring We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. * Zero liability protection You won't be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card. * Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Lounge access and guest rules
- Access over 1,300 airport lounges worldwide with your complimentary Priority Pass Select Membership. * Plus, get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass. * Escape the crowds and settle into elevated comfort with access to any Chase Sapphire Lounge by The Club with up to two complimentary guests. Learn more . Enjoy complimentary access to Chase Sapphire Lounges by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests * - valued at over $850 when you and your guests visit multiple times each year.
Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
