What you get
Rewards and benefits
How it earns
Annual hotel benefit Earn points on travel and everyday purchases
- Travel and everyday category rewards
- Transfer options may be available under ThankYou program terms
- Annual hotel benefit may be available
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$95
Foreign transaction feeNo foreign transaction fees
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.
- Balance transfers and fees
- Balance transfer fee
- Redemption options and restrictions
- Redeem your ThankYou Points for gift cards to your favorite retailers and more at thankyou.com Redeem your points
- Bonus eligibility and restrictions
- This offer may not be available if you leave this page.Offers may vary and this offer may not be available in other places where the card is offered.New account bonus offer is not available if you currently have or previously had a Citi Strata Premier or a Citi Premier account.You also may not be eligible for the new account bonus offer based on a number of factors,such as your history of opening,closing and using credit cards.
- Authorized users and fees
- No Authorized User fee
Conditions to know
- Travel partner transfers and hotel benefits have conditions.
- See current ThankYou program and card terms.
Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Citi Strata Premier® Card
- This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
- For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
- Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
