Credit and Habit

U.S. BankPersonal card

U.S. Bank Altitude® Go Visa Signature® Card

Earn 20,000 bonus points.

AT A GLANCE

Credit card overview

Welcome offer

20,000 bonus pointsafter spending $1,000 in eligible purchases within 90 days of account opening.

Card categories

  • Dining
  • Takeout
  • Points
  • Welcome bonuses

What you get

Rewards and benefits

How it earns

4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter 2X points on streaming services, at grocery stores* and at gas stations/EV charging stations* U.S. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 spent in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on your first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases. You will earn 2 Points (1 base and 1 bonus Point) for every $1 spent on purchases in the following categories: grocery store and supermarket (wholesale clubs and discount stores/supercenters such as Target and Walmart will earn only 1 Point); gas station and electric vehicle charging station (wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will earn only 1 Point) and qualifying streaming subscription services. Refer to Program Rules for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. 2X points at grocery stores* and gas stations/EV charging stations*

  • Dining-focused rewards
  • Points can be redeemed under U.S. Bank program terms

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileGood to excellent credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. U.S. Bank makes every lending decision.

Annual fee and first-year pricing
Enjoy no annual fee and get all of these great benefits.
Introductory APR and duration
The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
Balance transfers and fees
The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
Cash advances and fees
The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
Redemption options and restrictions
Then select the Redeem rewards button and choose your reward. Redeem points towards a monetary charitable contribution and U.S. Bank will match your contribution at 100% . Points will not expire as long as you keep your account active. Redeem points right away or save them for later. Redeem points toward a deposit to an eligible U.S. Bank account, merchandise, gift cards, travel and more. Plus, redeem for charity and get 100% match.
Bonus eligibility and restrictions
One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.
Statement credits and enrollment
An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (not past due or overlimit). Refer to Program Rules for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.
Other conditions
Earn 20,000 bonus points.

Conditions to know

  • Restaurant and delivery purchase eligibility follows issuer terms.
  • Review current introductory offer and APR disclosures.
  • Rewards may be subject to account and redemption rules.

Recorded from U.S. Bank’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the U.S. Bank Altitude® Go Visa Signature® Card

  1. Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
  2. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  3. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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