Credit and Habit

Synchrony BankStore card

Amazon Store Card

A closed-loop store card for Amazon purchases; compare financing terms carefully with cash back alternatives.

AT A GLANCE

Credit card overview

Card categories

  • Shopping
  • Store Card
  • Welcome bonuses

What you get

Rewards and benefits

How it earns

Amazon-only store card with financing or rewards options that depend on account eligibility and Prime status.

  • Usable for eligible Amazon purchases
  • Promotional financing may be offered
  • Prime-linked rewards may be available

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileVaries by applicant

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Synchrony Bank makes every lending decision.

Annual fee and first-year pricing
Annual Fee None
Purchase APR
Annual Percentage Rate (APR) for Purchases 29.49% This APR will vary with the market based on the Prime Rate.*
Late / returned payment fees
Late Payment Up to $41.
Grace period
Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Conditions to know

  • Promotional financing can involve deferred interest; read the offer terms carefully.
  • Not a general-purpose Visa or Mastercard.
  • Issued and serviced by Synchrony Bank under current account terms.

Recorded from Synchrony Bank’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Amazon Store Card

  1. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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