What you get
Rewards and benefits
How it earns
5X Membership Rewards points on flights; you earn 5X points on flights purchased directly from airlines or American Express Travel on up to $500,000 on these purchases per calendar year. 5X Points on Flights 5X Points on Prepaid Hotels
- Airport lounge access subject to terms
- Hotel and travel benefits
- Multiple statement credits with enrollment and eligibility rules
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$895
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.
- Annual fee and first-year pricing
- The annual fee for the Platinum Card is $895 for a Basic Card.
- Redemption options and restrictions
- Redeem Points for gift cards. Want to celebrate with a dinner out? Get an outfit you feel good in? There are gift cards for all of that, and more. Choose from over 75 options. Earn And Redeem Points ↓ Earn and Redeem Points Unlock even more value with a expansive rewards program designed around you. Earn Membership Rewards points on the purchases you make most, then put them towards your future adventures.
- Statement credits and enrollment
- Statement credits earned monthly of up to $25 on eligible purchases at participating partners. Enrollment required. Up to $219 CLEAR+ Credit Statement credits per calendar year for an auto-renewing CLEAR+ Membership, excluding taxes and fees. Statement credits up to $100 quarterly when you make eligible purchases at qualifying U.S. Resy restaurants. Enrollment required. Up to $120 Uber One Credit Statement credits per calendar year after you purchase an auto-renewing Uber One membership. Terms Apply.
- Lounge access and guest rules
- Over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges.
Conditions to know
- Benefits and credits have enrollment requirements, limits, and exclusions.
- Review issuer terms and the card benefit guide before applying.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the The Platinum Card® from American Express
- This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
- For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
