The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.
- Annual fee and first-year pricing
- Annual Fee : $0 intro annual fee for the first year, then $95
- Balance transfers and fees
- You can request a Balance Transfer within the first 60 days of account opening. Fees apply.
- Foreign transaction fee
- the American Express Blue Cash Preferred ® Card charges a foreign transaction fee of 2.7% on each transaction after conversion to U.S. dollars. ¤ ‡
- Redemption options and restrictions
- Shop now and conveniently use cash back at checkout at Amazon.com. Your cash back has the same value at Amazon checkout as it does if you redeem as a statement credit. *Cash back refers to Reward Dollars earned on your Card
- Statement credits and enrollment
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Disney Streaming Credit: With the $120 Disney Streaming Credit, you can earn up to $10 back per month as a statement credit when you use your enrolled American Express Blue Cash Preferred Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
- Purchase protection and extended warranty
- When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions. When an American Express Card Member charges a Covered Purchase with his or her Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Eligible Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
