What you get
Rewards and benefits
How it earns
3X on restaurants 3X on travel 3X on gas & transit 3X on popular streaming services 3X on phone plans 1X on other purchases
- Rewards across travel and everyday purchases
- Points redeemable through Wells Fargo Rewards
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Wells Fargo makes every lending decision.
- Annual fee and first-year pricing
- The Autograph Credit Card has no annual fee.Please refer to the Important Credit Terms for details on other fees and current rate information.
- Purchase APR
- Low intro APR for 12 months 0% intro APR for 12 months from account opening on purchases. 18.74%, 24.74% or 28.74% variable APR thereafter. Important Credit Terms
- Introductory APR and duration
- Low intro APR for 12 months 0% intro APR for 12 months from account opening on purchases. 18.74%, 24.74% or 28.74% variable APR thereafter. Important Credit Terms
- Cash advances and fees
- Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.Any cash advance fees and interest charges that are associated with your credit card account would apply.
- Foreign transaction fee
- The Autograph Credit Card has no foreign transaction fee. Please refer to the Important Credit Terms for the most current rate and fee information. No Foreign Transaction Fee Using your card abroad is like using it at home. We won’t charge a fee for converting your purchases to U.S. dollars. Please refer to the Important Credit Terms for the most current rate and fee information.
- Redemption options and restrictions
- Redeem your points toward the cost of a past, eligible purchase. Redeem points for gift cards from over 250 merchants, including e-Gift cards as low as $10. For additional information on redeeming your credit card rewards, visit wellsfargo.com/rewards Redeem points as a credit to your account, including eligible Wells Fargo credit card or checking accounts.
- Membership, location and eligibility
- Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.
Conditions to know
- Category definitions and qualifying transactions are specified by the issuer.
- Transfer options may depend on eligible Wells Fargo products and current terms.
Recorded from Wells Fargo’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Wells Fargo Autograph® Card
- For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
- Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
