What you get
Rewards and benefits
How it earns
Travel your way and make the most of your vacation with an additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel portal. This is on top of the 1% when you buy and the 1% as you pay. Unlimited 2% cash back on purchases Earn unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase. Earn 2% cash back on purchases: 1% when you buy and 1% as you pay with no category enrollment, caps, or annual fee.
- Flat-rate cash back structure
- May offer a balance transfer promotion
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.
- Balance transfers and fees
- Intro balance transfer fee Balance transfer fee after intro rate expires Balance Transfers do not earn cash back. Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- Redemption options and restrictions
- Redeem ThankYou Points as a direct deposit with any checking or savings account. Redeem ThankYou Points for a check made payable to you with minimum redemption amount of $5. Redeem ThankYou Points for a statement credit in any denomination, which will be applied to your card account. This means each billing cycle, you will earn 1 ThankYou Point per $1 spent on purchases and an additional ThankYou Point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker. Easily redeem your points for cash back as a statement credit, direct deposit or check via the Citi Mobile App or via citi.com . Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com .
- Bonus eligibility and restrictions
- This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the card is offered. Bonus ThankYou Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account.
- Authorized users and fees
- No Authorized User fee
Conditions to know
- Rewards are subject to payment timing and program terms.
- Balance transfer fees and promotional periods vary.
Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
