Credit and Habit

Capital OnePersonal card

Venture Rewards Credit Card

$95 annual fee 2X miles on every purchase Enjoy a $300 stays credit, plus earn 75K bonus miles

AT A GLANCE

Credit card overview

Welcome offer

75,000 bonus milesonce you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value Unlimited 2X miles Get unlimited 2X miles per dollar on every purchase, every day. Unlimited 5X miles Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

Card categories

  • Travel
  • Points
  • Miles
  • Welcome bonuses

What you get

Rewards and benefits

How it earns

Plus, you can earn 5X miles on rental cars and hotels booked through Capital One Travel. Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. Earn 5X miles on hotels and rental cars booked through Capital One Travel. Save an average of 15% on flights using price prediction and free price drop protection. Plus, get our price match guarantee on flights, hotels and rental cars. 7 Eligible cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One miles rewards card. Tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services are excluded. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

  • Miles on everyday purchases
  • Transfer miles to participating travel partners
  • Travel credit offers may be available

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$95
Purchase APR19.74% - 28.74% variable APR
Foreign transaction feeNo foreign transaction fees
Advertised credit profileGood to excellent credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $95
Redemption options and restrictions
You can redeem miles for travel, cash back, gift cards, unforgettable experiences and more. Transfer your miles to your choice of 15+ travel loyalty programs for even more flexibility. With Capital One Entertainment, access cardholder-only VIP packages and thousands of tickets to events in sports, music, dining, theater and more, plus redeem your rewards for tickets and packages. Redeem rewards with PayPal Unlimited rewards that don't expire
Bonus eligibility and restrictions
Upon approval, eligible Venture primary account holders earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening. This one-time bonus is available by applying through this page, and may not be available if you navigate away from or close this page. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. You are not eligible for this bonus if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months. Eligible Venture primary account holders will receive a one-time $300 Capital One Travel Stays credit (“Credit”) to use toward hotel and vacation rental purchases made through Capital One Travel. Credits will expire one year after account opening. The Credit will be available within Capital One Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation of the purchase by the customer. A Venture card account must be open and in good standing to receive or use the Credit.
Statement credits and enrollment
Receive up to a $120 statement credit when you use your Venture card to apply for Global Entry or TSA PreCheck®.
Other conditions
$95 annual fee 2X miles on every purchase Enjoy a $300 stays credit, plus earn 75K bonus miles

Conditions to know

  • Travel partner transfer ratios and terms vary.
  • Current welcome offers can include limited-time statement credits or bonus miles.

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Venture Rewards Credit Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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