Credit and Habit

BROWSE & COMPARE

Points credit cards

Use this category as a starting point. Fees and current offers need to be confirmed with the issuer.

American Express® Gold Card — issuer card design
American ExpressPersonal

American Express® Gold Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1X Membership Rewardspoints on all other eligible purchases. Per dollar spent on up to $50,000 in purchases per calendar year, then 1X points Per dollar spent on up to…

Rewards focus: Dining

Welcome offer

As high as 100,000 Membership Rewards pointsafter spending $8,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$325
View details →Apply on issuer site
Blue Business® Plus Credit Card — issuer card design
American ExpressBusiness

Blue Business® Plus Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outPoints add up fast. Earn 2X points on the first $50,000 in eligible purchases per calendar year and 1X points thereafter, with no category restrictions and no annual fee.…

Rewards focus: Business

Welcome offer

As high as 50,000 Membership Rewards pointsafter spending $5,000 on your new Card in the first 3 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
View details →Apply on issuer site
The Platinum Card® from American Express — issuer card design
American ExpressPersonal

The Platinum Card® from American Express

Advertised credit profile: Good to excellent credit

Why it stands out5X Membership Rewards points on flights; you earn 5X points on flights purchased directly from airlines or American Express Travel on up to $500,000 on these purchases per…

Rewards focus: Travel

Welcome offer

As high as 175,000 Membership Rewards pointsafter spending $12,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$895
View details →Apply on issuer site
Bank of America® Travel Rewards credit card — issuer card design
Bank of AmericaPersonal

Bank of America® Travel Rewards credit card

Advertised credit profile: Good to excellent credit

Why it stands outEarn points on eligible purchases and redeem them for travel statement credits under program terms.

Rewards focus: Travel

Welcome offer

25,000 online bonus pointsafter making at least $1,000 in purchases in the first 90 days after opening. Points can be redeemed for a $250 statement credit toward travel or dining.

Annual fee$0
View details →Apply on issuer site
Venture Rewards Credit Card — issuer card design
Capital OnePersonal

Venture Rewards Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outPlus, you can earn 5X miles on rental cars and hotels booked through Capital One Travel. Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One…

Rewards focus: Travel

Welcome offer

75,000 bonus milesonce you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value Unlimited 2X miles Get unlimited 2X miles per dollar on every purchase, every day. Unlimited 5X miles Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

Annual fee$95
View details →Apply on issuer site
Venture X Rewards Credit Card — issuer card design
Capital OnePersonal

Venture X Rewards Credit Card

Advertised credit profile: Excellent credit

Why it stands outCardholders can experience events across music, sports and dining with exclusive access to pre-sales, tickets, and more. Plus earn 5X miles on Capital One Entertainment…

Rewards focus: Travel

Welcome offer

75,000 bonus miles10,000 anniversary miles & $300 annual Capital One Travel credit

Annual fee$395
View details →Apply on issuer site
Chase Sapphire Preferred® — issuer card design
ChasePersonal

Chase Sapphire Preferred®

Advertised credit profile: Good to excellent credit

Why it stands outEarn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027. * Earn 5x total points on eligible Peloton equipment and accessory…

Rewards focus: Travel

Welcome offer

75,000 pointsafter you spend $5,000 in purchases in the first 3 months from account opening. *

Annual fee$95
View details →Apply on issuer site
Chase Sapphire Reserve® — issuer card design
ChasePersonal

Chase Sapphire Reserve®

Advertised credit profile: Good to excellent credit

Why it stands outWith Points Boost, your points are worth up to 2x on top booked hotels, including The Edit, and flights with select airlines through Chase Travel. * $120 in Lyft ride credits +…

Rewards focus: Travel

Welcome offer

100,000 pointsafter you spend $6,000 in purchases in the first 3 months from account opening *

Annual fee$795
View details →Apply on issuer site
Citi Strata Premier® Card — issuer card design
CitiPersonal

Citi Strata Premier® Card

Advertised credit profile: Good to excellent credit

Why it stands outAnnual hotel benefit Earn points on travel and everyday purchases

Rewards focus: Travel

Welcome offer

60,000 bonus pointsafter spending $4,000 in the first 3 months of account opening. Availability and eligibility may vary by application channel.

Annual fee$95
View details →Apply on issuer site
M&T Visa® Credit Card with Rewards — issuer card design
M&T BankPersonal

M&T Visa® Credit Card with Rewards

Advertised credit profile: Good credit

Why it stands outEarn 3 points per $1 spent on groceries (up to $15,000 per year in purchases), 2 points per $1 spent on gas, 1 point per $1 spent on everything else

Rewards focus: Cash back

Welcome offer

10,000 bonus points($100 value) after making $500 in purchases in the first 90 days from account opening.

Annual fee$0
View details →Apply on issuer site
U.S. Bank Altitude® Go Visa Signature® Card — issuer card design
U.S. BankPersonal

U.S. Bank Altitude® Go Visa Signature® Card

Advertised credit profile: Good to excellent credit

Why it stands out4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter 2X points on streaming services, at grocery stores* and at gas stations/EV charging…

Rewards focus: Dining

Welcome offer

20,000 bonus pointsafter spending $1,000 in eligible purchases within 90 days of account opening.

Annual fee$0
View details →Apply on issuer site
Wells Fargo Autograph® Card — issuer card design
Wells FargoPersonal

Wells Fargo Autograph® Card

Advertised credit profile: Good to excellent credit

Why it stands out3X on restaurants 3X on travel 3X on gas & transit 3X on popular streaming services 3X on phone plans 1X on other purchases

Rewards focus: Travel

Welcome offer

20,000 bonus pointswhen you spend $1,000 in purchases in the first 3 months–that’s a $200 cash redemption value

Annual fee$0
View details →Apply on issuer site

What to check before choosing

Compare the cards shown here against the categories you actually spend in, the annual fee, redemption requirements and any reward caps. A card’s advertised headline is not a personalized recommendation.

Use the card profile to confirm recorded details, then follow the original issuer source to verify current terms before applying.

How can I compare these cards fairly?

Use the same spending assumptions for every card, include fees, and do not count conditional rewards you are unlikely to redeem.

See which cards fit your spending → · Read the application checklist →