Credit and Habit

BROWSE & COMPARE

Groceries credit cards

Use this category as a starting point. Fees and current offers need to be confirmed with the issuer.

American Express® Gold Card — issuer card design
American ExpressPersonal

American Express® Gold Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1X Membership Rewardspoints on all other eligible purchases. Per dollar spent on up to $50,000 in purchases per calendar year, then 1X points Per dollar spent on up to…

Rewards focus: Dining

Welcome offer

As high as 100,000 Membership Rewards pointsafter spending $8,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$325
View details →Apply on issuer site
Blue Cash Everyday® Card from American Express — issuer card design
American ExpressPersonal

Blue Cash Everyday® Card from American Express

Advertised credit profile: Good to excellent credit

Why it stands outCard Members can earn 1% cash back on other eligible purchases. Card Members can earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Card…

Rewards focus: Cash back

Welcome offer

As high as $200 Cash Backafter spending $2,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$0
View details →Apply on issuer site
Blue Cash Preferred® Card from American Express — issuer card design
American ExpressPersonal

Blue Cash Preferred® Card from American Express

Advertised credit profile: Good to excellent credit

Why it stands outCard Members can earn 3% cash back on transit purchases. Card Members can earn 1% cash back on other eligible purchases. Card Members can earn 6% cash back on select U.S.…

Rewards focus: Cash back

Welcome offer

As high as $300 Cash Backafter spending $3,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$95
View details →Apply on issuer site
Delta SkyMiles® Gold American Express Card — issuer card design
American ExpressPersonal

Delta SkyMiles® Gold American Express Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 1 Mile per dollar spent on all other eligible purchases. Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 2X Miles at U.S.…

Rewards focus: Travel

Welcome offer

As high as 80,000 bonus milesafter spending $2,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$150
View details →Apply on issuer site
Delta SkyMiles® Platinum American Express Card — issuer card design
American ExpressPersonal

Delta SkyMiles® Platinum American Express Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 3X Miles on purchases made directly with hotels. Earn 1X per dollar spent on all other eligible purchases. When you earn 3X Miles on Delta flights and Delta Vacations, one…

Rewards focus: Travel

Welcome offer

As high as 90,000 bonus milesafter spending $3,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$350
View details →Apply on issuer site
Savor Cash Rewards Credit Card — issuer card design
Capital OnePersonal

Savor Cash Rewards Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn unlimited 3% cash back on food and fun, plus a $200 cash bonus Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services. Earn…

Rewards focus: Cash back

Welcome offer

$200 cash bonusonce you spend $500 on purchases within the first 3 months from account opening

Annual fee$0
View details →Apply on issuer site
Chase Sapphire Preferred® — issuer card design
ChasePersonal

Chase Sapphire Preferred®

Advertised credit profile: Good to excellent credit

Why it stands outEarn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027. * Earn 5x total points on eligible Peloton equipment and accessory…

Rewards focus: Travel

Welcome offer

75,000 pointsafter you spend $5,000 in purchases in the first 3 months from account opening. *

Annual fee$95
View details →Apply on issuer site
Disney Inspire Visa Card — issuer card design
ChasePersonal

Disney Inspire Visa Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outAT A GLANCE Elevate your Disney experience with the Disney Inspire Visa Card. Cardmembers earn 10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com,…

Rewards focus: Dining

Welcome offer

$300 Disney Gift CardeGift to use today upon approval * + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. *

Annual fee$149
View details →Apply on issuer site
DoorDash Rewards Mastercard — issuer card design
ChasePersonal

DoorDash Rewards Mastercard

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outAT A GLANCE No annual card fee, just cash back on every purchase. Earn 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a…

Rewards focus: Cash back

Welcome offer

free year of DashPassthat will auto-renew at $96/yr. Cancel anytime. *

Annual fee$0
View details →Apply on issuer site
Prime Visa — issuer card design
ChasePersonal

Prime Visa

Advertised credit profile: Good to excellent credit

Why it stands outAT A GLANCE Earn rewards on all your purchases with no annual card fee Earn unlimited 5%back at Amazon.com,Audible.com,Whole Foods Market,and on Chase Travel purchases with an…

Rewards focus: Cash back

Welcome offer

$150 Amazon Gift Cardinstantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.

Annual fee$0
View details →Apply on issuer site
AAdvantage MileUp card — issuer card design
CitiPersonal

AAdvantage MileUp card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outAAdvantage bonus miles and a $ Statement Credit after qualifying purchases 2X miles at grocery stores Unlimited miles No Annual Fee

Rewards focus: Travel

Welcome offer

15,000 bonus miles(American Airlines AAdvantage) and a $100 statement credit after making $500 in purchases in the first 3 months. Eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
Citi Custom Cash® Card — issuer card design
CitiPersonal

Citi Custom Cash® Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn an elevated cash back rate in your highest eligible spending category each billing cycle, up to a monthly cap.

Rewards focus: Cash back

Welcome offer

$200 cash backafter spending $1,500 on purchases in the first 6 months of account opening; fulfilled as 20,000 ThankYou Points. Offer and eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
Citi Strata Card — issuer card design
CitiPersonal

Citi Strata Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 3x points on an eligible Self-Select Category of your choice Fitness Clubs,Select Streaming Services,Live Entertainment,Cosmetic Stores/Barber Shops/Hair Salons,or Pet…

Rewards focus: Dining

Welcome offer

20,000 bonus pointsafter spending $1,000 in the first 3 months of account opening. Eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
Citi Strata Premier® Card — issuer card design
CitiPersonal

Citi Strata Premier® Card

Advertised credit profile: Good to excellent credit

Why it stands outAnnual hotel benefit Earn points on travel and everyday purchases

Rewards focus: Travel

Welcome offer

60,000 bonus pointsafter spending $4,000 in the first 3 months of account opening. Availability and eligibility may vary by application channel.

Annual fee$95
View details →Apply on issuer site
Bilt Obsidian Card — issuer card design
Column N.A. (Bilt)Personal

Bilt Obsidian Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outHousing rewards: up to 1.25X; Bilt partner restaurants: up to 6X; Choose Dining or Grocery (Grocery up to 25K/yr): 3X; Hotels (Booked on Bilt Travel Portal): 4X; Flights…

Rewards focus: Travel

Annual fee$95
View details →Apply on issuer site
Discover it® Cash Back — issuer card design
DiscoverPersonal

Discover it® Cash Back

Advertised credit profile: Good to excellent credit

Why it stands outEarn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.

Rewards focus: Cash back

Welcome offer

$200 bonusstatement credit when you spend $500 in the first 3 months.

Annual fee$0
View details →Apply on issuer site
Discover it® Student Cash Back — issuer card design
DiscoverStudent

Discover it® Student Cash Back

Advertised credit profile: Limited or no credit history

Why it stands outEarn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn 5% cash back on everyday purchases at different places…

Rewards focus: Student

Welcome offer

Unlimited Cashback MatchDiscover matches all the cash back earned in your first year, automatically; there is no stated maximum. No fixed dollar signup bonus is represented.

Annual fee$0
View details →Apply on issuer site

Issuer image currently unavailable

Navy Federal Credit UnionPersonal

Navy Federal More Rewards American Express® Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 3X points on everyday expenses like groceries and gas—plus great benefits and no annual fee. Navy Federal More Rewards American Express® Cards earn 3 points for every $1…

Rewards focus: Dining

Welcome offer

20,000 pointswhen you spend $2,000 within 90 days of account opening— that’s a $200 value !

Annual fee$0
View details →Apply on issuer site
PNC Cash Rewards® Visa® Credit Card — issuer card design
PNC BankPersonal

PNC Cash Rewards® Visa® Credit Card

Advertised credit profile: Good to excellent credit

Why it stands outEarn 1% cash back on all other purchases everywhere. Earn 4% on gas station purchases, 3% on dining purchases at restaurants, and 2% on grocery store purchases for the first…

Rewards focus: Cash back

Welcome offer

$250 bonusafter making $1,000 or more in purchases in the first 3 months after opening a new PNC Cash Rewards account. Offer channel and eligibility restrictions apply.

Annual fee$0
View details →Apply on issuer site
U.S. Bank Cash+® Visa Signature® Card — issuer card design
U.S. BankPersonal

U.S. Bank Cash+® Visa Signature® Card

Advertised credit profile: Good to excellent credit

Why it stands outAdditional 5% cash back on Travel Center reservations Plus, earn 1% cash back on all other eligible purchases. You can earn 2% cash back by choosing one of the following…

Rewards focus: Cash back

Welcome offer

$200 bonusFor a limited time, earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening. Get a decision in as little as 60 seconds.

Annual fee$0
View details →Apply on issuer site

Getting value from grocery rewards

Grocery bonus rates often depend on how the merchant is classified by the payment network. Warehouse clubs, superstores, delivery platforms and convenience stores may not count as supermarkets.

Check earning caps, annual fees, and whether the offer is a permanent benefit or a time-limited promotion before moving your spending.

Do all food purchases count as groceries?

No. Check the issuer’s eligible merchant categories and exclusions, particularly for online orders and big-box retailers.

See which cards fit your spending → · Read the application checklist →