The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.
- Annual fee and first-year pricing
- Annual Fee : $0 introductory annual fee for the first year, then $150.
- Foreign transaction fee
- Zone 5 Priority Boarding Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. Pay with Miles Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com . 20% Back On In-Flight Purchases Receive a 20% savings in the form of a statement credit after you use your Delta SkyMiles Gold American Express Card on eligible Delta in-flight purchases of food and beverages. No Foreign Transaction Fees Enjoy international travel without additional fees on purchases made abroad. Baggage Insurance Plan Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions. Car Rental Loss and Damage Insurance Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage. Global Assist® Hotline Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
- Statement credits and enrollment
- Get up to $100 back per year as a statement credit after using your Delta SkyMiles Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com . $100 Delta Stays Credit: Elevate your travel experience with an annual statement credit of up to $100 after using your Delta SkyMiles Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Get rewarded to and from the airport. After your first Card renewal, earn up to $10 in statement credits each month when using your Delta SkyMiles Gold American Express Card on U.S. rideshare purchases with select providers. That’s up to $120 back each year. Enrollment required.
- Travel benefits and restrictions
- 20% Back on In-flight Purchases: Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages. Pay with Miles: Want even more flexibility? Take up to $50 off the cost of your ticket for every 5,000 miles you redeem with Pay with Miles when you book on delta.com . First Checked Bag Free: As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight. Events with Amex™: When you're with Amex, Card Membership gives you special ticket access to some of the biggest events across sports, music, theatre and more and can help make your next business outing one that stands out [1]. Plus, when attending select events with a client or a colleague your Card gets you access to Amex Fan Experiences, and more. Learn more and explore the benefits of Amex Experiences. [1] While supplies last, not all seats may be offered Send & Split: Send & Split enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best Part? You'll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply. Send & Split: Send & Split enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express App . Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee . You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best part? You'll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply. Global Assist Hotline: Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply. Fraud Protection: If you ever look at your American Express statement and see a charge you don't recognize or notice you're still being billed for a service you canceled, chances are you want it corrected right away. American Express can work with you and the merchant to help resolve the issue. Year-End Summary: The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year. Plan It: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly payments with a fixed
- Travel insurance and coverage limits
- Baggage Insurance Plan: Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions. Car Rental Loss and Damage Insurance: Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Purchase protection and extended warranty
- Purchase Protection Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.* *Up to $1,000 per Covered Purchase, up to $50,000 per calendar year. Extended Warranty What if the color fades on your new flat-screen TV? Or your food processor starts rattling instead of slicing and dicing? Chances are it will happen right after the Manufacturer's Warranty runs out. Fortunately, when you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories. Please read important exclusions and restrictions. Amex Special Ticket Access Card Members have access to purchase Amex Presale Tickets* and Amex Reserved Tickets** to select can't-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. *While supplies last. **While supplies last, not all seats may be offered. American Express Venue Collection™ Eligible Card Members enjoy an enhanced experience at select stadiums and arenas thanks to on-site benefits including dedicated entrances or fast lanes. Plus, eligible Card Members can enroll their Card and get 10% back on qualifying concessions purchases at venues/arenas/stadiums in the American Express Venue collection, up to $250 per calendar year. Limit one enrolled Card per Card Member.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
