What you get
Rewards and benefits
How it earns
Earn Unlimited 3% Cash Back at Grocery Stores, on Dining, Entertainment and Popular Streaming Services. $0 Annual Fee. Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services. 1% cash back Grocery Stores & Dining 3% cash back
- 3% cash back at grocery stores, on dining & entertainment and 1% on other purchases Earn a $50 cash bonus Build credit with responsible use
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileFair Credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.
- Annual fee and first-year pricing
- Earn Unlimited 3% Cash Back at Grocery Stores, on Dining, Entertainment and Popular Streaming Services. $0 Annual Fee.
- Purchase APR
- 18.74% - 28.74% variable APR; Balance transfer fee applies. See pricing and terms for details. Purchase Rate 18.74% - 28.74% variable APR
- Balance transfers and fees
- 18.74% - 28.74% variable APR; Balance transfer fee applies. See pricing and terms for details.
- Foreign transaction fee
- No Foreign Transaction Fees You won’t pay a transaction fee when making purchases outside of the United States.
- Redemption options and restrictions
- Rewards don’t expire for the life of the account, and you can redeem cash back for any amount. Redeem for Cash We’ll send you a check or you can apply rewards as a statement credit . Rewards don’t expire for the life of the account. You can redeem cash back for any amount.
- Bonus eligibility and restrictions
- Upon approval, eligible Savor Student primary account holders earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening. This one-time bonus is available by applying through this page, and may not be available if you navigate away from or close this page. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months.
- Other conditions
- $0 annual fee 3% cash back at grocery stores, on dining & entertainment and 1% on other purchases Earn a $50 cash bonus Build credit with responsible use
Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Capital One Savor Rewards for Students
- Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Student eligibility and income requirements depend on the issuer; approval is not guaranteed.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
