What you get
Rewards and benefits
How it earns
AT A GLANCE Earn rewards on all your purchases with no annual card fee Earn unlimited 5%back at Amazon.com,Audible.com,Whole Foods Market,and on Chase Travel purchases with an eligible Prime membership,unlimited 2%back at gas stations,restaurants,and on local transit and commuting (including rideshare),and unlimited 1%back on all other purchases.
- with eligible Prime account
- Higher Amazon rewards with Prime
- Rewards at selected everyday merchants
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Purchase APRAPR 18.99%–27.74%variable APR
Advertised credit profileGood to excellent credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.
- Annual fee and first-year pricing
- ANNUAL FEE $0
- Foreign transaction fee
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Redemption options and restrictions
- Redeem your points as soon as the next day with daily rewards. You'll see your rewards balance during checkout at Amazon.com. Use your rewards to pay for part or all of your purchase. There's no minimum rewards balance to redeem. * You can also redeem for cash back, gift cards, and travel at Chase.com.
- Purchase protection and extended warranty
- Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.
Conditions to know
- Prime membership is required for the highest Amazon reward rate.
- Amazon, Whole Foods, and other category rates follow issuer terms.
- Reward redemption options may include Amazon purchases, statement credit, or other options.
Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Prime Visa
- Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
- Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
