Credit and Habit

BROWSE & COMPARE

Student credit cards

Use this category as a starting point. Fees and current offers need to be confirmed with the issuer.

Chase Freedom Rise Credit Card — issuer card design
ChaseStudent

Chase Freedom Rise Credit Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outWith Chase Freedom Rise, you can establish credit and earn 1.5% cash back on all purchases. * You'll earn 2% cash back total on qualifying Lyft products and services purchased…

Rewards focus: Student

Welcome offer

$25 Statement CreditAfter You Set Up Automatic Payments In The First 3 Months From Account Opening: You will qualify for and receive your $25 statement credit if you set up automatic payments during the first 3 months from account opening and remain enrolled for at least 90 consecutive days. After qualifying, please allow 6 to 8 weeks for statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Annual fee$0
Discover it® Student Cash Back — issuer card design
DiscoverStudent

Discover it® Student Cash Back

Advertised credit profile: Limited or no credit history

Why it stands outEarn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn 5% cash back on everyday purchases at different places…

Rewards focus: Student

Welcome offer

Unlimited Cashback MatchDiscover matches all the cash back earned in your first year, automatically; there is no stated maximum. No fixed dollar signup bonus is represented.

Annual fee$0

Choosing a first student credit card

Look for manageable fees, straightforward account tools and a credit limit you can repay. Rewards are secondary to timely payments and maintaining a sustainable budget.

Check age, income and student eligibility requirements directly with the issuer; the appearance of a card in this directory does not guarantee approval.

Do student cards guarantee approval for students?

No. Issuers still apply their underwriting criteria and applicable credit-card rules.

See which cards fit your spending → · Read the application checklist →