Credit and Habit

ChaseStudent card

Chase Freedom Rise Credit Card

Best for New to Credit & Students Having at least $250 in Chase checking or savings accounts increases your chances of being approved.

AT A GLANCE

Credit card overview

Welcome offer

$25 Statement CreditAfter You Set Up Automatic Payments In The First 3 Months From Account Opening: You will qualify for and receive your $25 statement credit if you set up automatic payments during the first 3 months from account opening and remain enrolled for at least 90 consecutive days. After qualifying, please allow 6 to 8 weeks for statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Card categories

  • Student
  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

With Chase Freedom Rise, you can establish credit and earn 1.5% cash back on all purchases. * You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That's 0.5% additional cash back on top of the 1.5% cash back earned on each purchase in the rewards program. * 2%Cash Back Offer on Lyft Purchases:You’ll earn 2%cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.That’s 0.5%additional cash back on top of the 1.5%cash back earned on each purchase in the rewards program.Qualifying Lyft products and services include rideshare;bike and scooter rides;and subscription and membership products.Purchase of gift cards,car rentals,vehicle service centers,miscellaneous fees,and other Lyft products and services are excluded from this promotion.Future Lyft products or services may not be eligible.Additional cash back will appear on your billing statement in a separate line from base cash back.Lyft is not responsible for the provision of,or the failure to provide,Chase benefits or services.See Earning in the Rewards Program for more information about earning cash back. 1.5% cash back on all purchases *

  • Best for New to Credit & Students Having at least $250 in Chase checking or savings accounts increases your chances of being approved.
  • Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. * With automatic payments, just pick a date and dollar amount to make sure…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Purchase APRAPR 18.49 %– 27.99 % variable APR.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $0
Redemption options and restrictions
Cash Back rewards do not expire as long as your account is open. * And there is no minimum to redeem for cash back. Pay with Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. For more information about Amazon.com Shop with Points and PayPal Pay with Rewards, including applicable terms and conditions, see amazon.com/chaseswp and paypal.com/us/digital-wallet/ways-to-pay/pay-with-rewards . There is no minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States. Link your Chase Freedom Rise credit card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping. *
Bonus eligibility and restrictions
This credit card is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
Statement credits and enrollment
Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. * With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time. $25 Statement Credit After You Set Up Automatic Payments In The First 3 Months From Account Opening: You will qualify for and receive your $25 statement credit if you set up automatic payments during the first 3 months from account opening and remain enrolled for at least 90 consecutive days. After qualifying, please allow 6 to 8 weeks for statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/ program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes.
Travel insurance and coverage limits
Trip Cancellation and Interruption Insurance You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations. Δ
Purchase protection and extended warranty
Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.
Authorized users and fees
You'll earn points on purchases of products and services, minus returns or refunds, made with a Chase Freedom Rise credit card by you or an authorized user of the account.
Card network
Deposit and credit card products are provided by JPMorgan Chase Bank, N.A. Member FDIC Chase Freedom Rise credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.
Other conditions
Zero Liability Protection Does not apply to use of an account by an authorized user without the approval of the primary cardmember.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Chase Freedom Rise Credit Card

  1. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  2. Student eligibility and income requirements depend on the issuer; approval is not guaranteed.
  3. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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