What you get
Rewards and benefits
How it earns
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases. Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services. Explore cards that offer 1.5% cash back on every purchase, every day. Savor Rewards for Good Credit from Capital One Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming
- 3% cash back at grocery stores, on dining & entertainment and 1% on other purchases
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileGood Credit
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.
- Annual fee and first-year pricing
- Annual Fee $0
- Purchase APR
- 29.24% variable APR; Balance transfer fee applies. See pricing and terms for details. Purchase Rate 29.24% variable APR
- Balance transfers and fees
- 29.24% variable APR; Balance transfer fee applies. See pricing and terms for details.
- Foreign transaction fee
- No Foreign Transaction Fees You won’t pay a transaction fee when making purchases outside of the United States.
- Redemption options and restrictions
- Rewards don’t expire for the life of the account, and you can redeem cash back for any amount.
- Bonus eligibility and restrictions
- You’ll earn the usual Savor grocery store, dining and entertainment rewards, but won’t be eligible for new cardmember bonus cash or 0% intro APR
- Other conditions
- $0 annual fee 3% cash back at grocery stores, on dining & entertainment and 1% on other purchases
Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the Capital One Savor Rewards for Good Credit
- Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
