Credit and Habit

American ExpressPersonal card

Delta SkyMiles® Platinum American Express Card

Earn 3X miles on eligible Delta and Hotel purchases, and 2X miles at Restaurants and U.S. Supermarkets. Earn 1X miles on other eligible purchases. Elevate your travel with Delta rewards. Terms Apply.

AT A GLANCE

Credit card overview

Welcome offer

As high as 90,000 bonus milesafter spending $3,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Card categories

  • Travel
  • Dining
  • Groceries

What you get

Rewards and benefits

How it earns

Earn 3X Miles on purchases made directly with hotels. Earn 1X per dollar spent on all other eligible purchases. When you earn 3X Miles on Delta flights and Delta Vacations, one trip can lead you to the next. Enjoy more than just your meal when you dine. Earn 2X Miles at restaurants, including takeout and delivery in the U.S. and at U.S. Supermarkets.

  • Earn 3X miles on eligible Delta and Hotel purchases, and 2X miles at Restaurants and U.S. Supermarkets. Earn 1X miles on other eligible purchases. Elevate your travel with Delta rewards.
  • Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles Platinum American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com . $150 Delta Stays…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$350
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.

Annual fee and first-year pricing
Annual Fee : $350
Foreign transaction fee
Use your Delta SkyMiles Platinum American Express Card globally without incurring foreign transaction fees.
Statement credits and enrollment
Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles Platinum American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com . $150 Delta Stays Credit: Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles Platinum American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Discover and book restaurants to love with Resy. Get up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles Platinum American Express Card for eligible purchases. That’s up to $120 in statement credits annually. $120 RideShare Credit: Let your Delta SkyMiles Platinum American Express Card make your next trip more rewarding. Earn up to $10 back in statement credits each month after you use your Card to pay for U.S. rideshare purchases with select providers. That’s up to $120 back annually. Enrollment Required.
Travel benefits and restrictions
Travel First Bag Free and NEW Second Bag Free Enjoy your first checked bag free ‡ on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too. ‡ Zone 5 Priority Boarding Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. ‡ Fee Credit for Global Entry or TSA PreCheck ® Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck ® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles ® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. ‡ Complimentary Upgrade List Not a Medallion Member? Delta SkyMiles ® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. ‡ $150 Delta Stays Credit Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles ® Platinum American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com . ‡ Hertz Five Star ® Status Transform your car rental experience with Hertz Five Star ® Status, complimentary with your Delta SkyMiles ® Platinum American Express Card. Enrollment in the Hertz Gold+ ® program is required. To receive the benefit, you must add your Hertz Gold+ ® Account number to your SkyMiles Account associated with your Eligible Card and "Enroll in Promotion" at delta.com/hertz . ‡ No Foreign Transaction Fees ¤ Use your Delta SkyMiles ® Platinum American Express Card globally without incurring foreign transaction fees. ‡¤ 20% Back On In-Flight Purchases Receive a 20% savings in the form of a statement credit after you use your Delta SkyMiles ® Platinum American Express Card on eligible Delta in-flight purchases of food and beverages. ‡
Travel insurance and coverage limits
Baggage Insurance Plan ♦ Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Purchase protection and extended warranty
Purchase Protection Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.* *Up to $1,000 per Covered Purchase, up to $50,000 per calendar year. Extended Warranty What if the color fades on your new flat-screen TV? Or your food processor starts rattling instead of slicing and dicing? Chances are it will happen right after the Manufacturer's Warranty runs out. Fortunately, when you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories. Please read important exclusions and restrictions. Amex Special Ticket Access Card Members have access to purchase Amex Presale Tickets* and Amex Reserved Tickets** to select can't-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. *While supplies last. **While supplies last, not all seats may be offered. American Express Venue Collection™ Eligible Card Members enjoy an enhanced experience at select stadiums and arenas thanks to on-site benefits including dedicated entrances or fast lanes. Plus, eligible Card Members can enroll their Card and get 10% back on qualifying concessions purchases at venues/arenas/stadiums in the American Express Venue collection, up to $250 per calendar year. Limit one enrolled Card per Card Member.
Authorized users and fees
There is no annual fee for Additional Cards. ¤ †
Other conditions
Pay With Miles Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com . ‡

Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Delta SkyMiles® Platinum American Express Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
  4. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  5. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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