Credit and Habit

Capital OnePersonal card

Capital One QuicksilverOne Rewards

$39 annual fee 1.5% cash back on every purchase Build credit with responsible use

AT A GLANCE

Credit card overview

Card categories

  • Cash back

What you get

Rewards and benefits

How it earns

Earn unlimited 1.5% cash back on every purchase, every day QuicksilverOne from Capital One Earn unlimited 1.5% cash back on every purchase.

  • 1.5% cash back on every purchase Build credit with responsible use

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$39
Purchase APR29.24% variable APR
Advertised credit profileFair Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
Annual Fee $39
Redemption options and restrictions
Redeem your cash back for any amount. Rewards don't expire for the life of the account. Redeem for Cash We’ll send you a check or you can apply rewards as a statement credit .
Other conditions
$39 annual fee 1.5% cash back on every purchase Build credit with responsible use

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One QuicksilverOne Rewards

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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