Credit and Habit

Capital OneSecured card

Capital One Quicksilver Secured Rewards

$0 annual fee 1.5% cash back on every purchase Build credit with responsible use $200 minimum refundable deposit

AT A GLANCE

Credit card overview

Card categories

  • Cash back
  • Secured
  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

Earn unlimited 1.5% cash back on every purchase, every day Quicksilver Secured from Capital One Earn 1.5% cash back, plus join the 2.4+ million customers who have increased their credit score.

  • 1.5% cash back on every purchase Build credit with responsible use $200 minimum refundable deposit

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Purchase APR29.24% variable APR
Advertised credit profileFair Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
Annual Fee $0
Foreign transaction fee
No foreign transaction fees. No replacement card fees. No authorized user fees. Just the card you need with no unwanted surprises.
Redemption options and restrictions
Redeem your cash back for any amount, anytime. Redeem for Cash Get a check or apply rewards as a statement credit.
Authorized users and fees
No foreign transaction fees. No replacement card fees. No authorized user fees. Just the card you need with no unwanted surprises.
Security deposit
$200 minimum refundable deposit How does the security deposit work? 1 Make Your Deposit, Open Your Account Simply make a $200 minimum deposit and your account will open with an initial credit line of at least $200. 2 Deposit More, Raise Your Credit Line You can raise your initial credit line by depositing more than the minimum (up to a maximum limit) before activating your card. 3 Use Your Card Responsibly, Get Your Deposit Back With responsible card use, like making payments on time, you could earn back your deposit and upgrade to an unsecured Quicksilver card.
Other conditions
$0 annual fee 1.5% cash back on every purchase Build credit with responsible use $200 minimum refundable deposit

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One Quicksilver Secured Rewards

  1. For credit building, check the security deposit, credit-bureau reporting and upgrade or refund policies.
  2. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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