Credit and Habit

Capital OnePersonal card

Capital One Quicksilver Rewards for Good Credit

$0 annual fee 1.5% cash back on every purchase

AT A GLANCE

Credit card overview

Card categories

  • Cash back
  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

Earn unlimited 1.5% cash back on every purchase, every day.

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileGood Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
Annual Fee $0
Purchase APR
29.24% variable APR; Balance transfer fee applies. See pricing and terms for details. Purchase Rate 29.24% variable APR
Balance transfers and fees
29.24% variable APR; Balance transfer fee applies. See pricing and terms for details.
Foreign transaction fee
No Foreign Transaction Fees You won't pay a transaction fee when making purchases outside of the United States.
Redemption options and restrictions
Rewards don't expire for the life of the account and you can redeem cash back for any amount. Redeem your cash back for any amount. Rewards don’t expire for the life of the account. Redeem for Cash We’ll send you a check or you can apply rewards as a statement credit .
Other conditions
$0 annual fee 1.5% cash back on every purchase

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One Quicksilver Rewards for Good Credit

  1. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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