Credit and Habit

CitiPersonal card

Citi / AAdvantage Platinum Select card

AAdvantage bonus miles after qualifying purchases 2X miles on restaurants and gas stations Preferred boarding and more $0 Intro Annual Fee for the first year; $99 thereafter

AT A GLANCE

Credit card overview

Welcome offer

80,000 bonus American Airlines AAdvantage milesafter making $3,500 in purchases in the first 4 months. Limited-time offer; eligibility restrictions apply.

Card categories

  • Travel
  • Dining
  • Gas

What you get

Rewards and benefits

How it earns

AAdvantage bonus miles after qualifying purchases 2X miles on restaurants and gas stations Preferred boarding and more $0 Intro Annual Fee for the first year; $99 thereafter

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.

Balance transfers and fees
Balance transfer fee
Foreign transaction fee
No foreign transaction fees Shop like a local wherever your travels take you.
Bonus eligibility and restrictions
This offer may not be available if you leave this page.Offers may vary and this offer may not be available in other places where the card is offered.American Airlines AAdvantage new cardmember bonus offer not available if you have received a new account bonus for a Citi / AAdvantage Platinum Select account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi / AAdvantage Platinum Select account.

Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Citi / AAdvantage Platinum Select card

  1. Confirm the ongoing annual fee on the issuer’s current pricing disclosure before estimating net rewards.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Check merchant-category definitions, spending caps and enrollment rules before assuming the advertised bonus rate applies to every purchase.
  4. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  5. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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