Capital One Platinum Secured
Advertised credit profile: Rebuilding Credit
Why it stands outBuild credit with responsible use Refundable deposits as low as $49 for a credit limit of at least $200.
Rewards focus: Secured
Annual fee$0
BROWSE & COMPARE
Secured credit cards
Use this category as a starting point. Fees and current offers need to be confirmed with the issuer.
Capital One Quicksilver Secured Rewards
Advertised credit profile: Fair Credit
Why it stands outEarn unlimited 1.5% cash back on every purchase, every day Quicksilver Secured from Capital One Earn 1.5% cash back, plus join the 2.4+ million customers who have increased…
Rewards focus: Cash back
Annual fee$0
Citi Secured Mastercard
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands outWhile the Citi ® Secured Mastercard ® card does not earn rewards, it does offer benefits such as no annual fee 1 , free access to your FICO ® Score and $0 liability on…
Rewards focus: Secured
Annual fee$0
Discover it® Secured Credit Card
Advertised credit profile: Limited, no, or rebuilding credit history
Why it stands outEarn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
Rewards focus: Secured
Welcome offer
Unlimited Cashback MatchDiscover matches all the cash back earned in your first year, automatically; there is no stated maximum. No fixed dollar signup bonus is represented.
Annual fee$0
M&T Secured Credit Card
Advertised credit profile: Limited, no, or rebuilding credit history
Why it stands outSecured credit card with a deposit-backed credit line; confirm current fees and credit reporting with M&T.
Rewards focus: Secured
Annual fee$0
Issuer image currently unavailable
cash Rewards Secured
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands outApply Now for the cash rewards secured credit card and start earning 1% cash back cash Rewards Secured credit cards earn 1% cash back per dollar spent on eligible purchases.…
Rewards focus: Cash back
Annual fee$0
U.S. Bank Altitude® Go Secured Visa Card
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands out2X points at gas stations and EV charging stations. 2X points on streaming services and at grocery stores. Plus earn up to 4X points on dining, takeout and restaurant delivery.…
Rewards focus: Secured
Annual fee$0
U.S. Bank Cash+® Secured Visa® Card
Advertised credit profile: Limited, no, or rebuilding credit history
Why it stands out2% cash back on one everyday category you choose like Plus, earn 1% cash back on all other eligible purchases. Up to 5% cash back on two categories you choose each quarter 2%…
Rewards focus: Secured
Annual fee$0
U.S. Bank Secured Visa Card
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands outEnjoy no annual fee and credit-building benefits.
Rewards focus: Secured
Annual fee$0
How to evaluate secured cards for building credit
A secured credit card usually requires a deposit. Check whether the issuer reports to major credit bureaus, whether the deposit may be refunded, and whether the account may graduate to an unsecured product.
An advertised credit profile is not an approval guarantee. Building a positive payment history and keeping balances manageable generally matters more than the reward rate.
Does a secured card automatically improve my score?
No. Reporting policies and how you manage the account matter. Late payments and high balances can work against your goal.
See which cards fit your spending → · Read the application checklist →