Capital One Platinum Secured
Advertised credit profile: Rebuilding Credit
Why it stands outBuild credit with responsible use Refundable deposits as low as $49 for a credit limit of at least $200.
Rewards focus: Secured
Annual fee$0
U.S. BankSecured card
U.S. Bank Altitude® Go Secured Visa Card
Earn up to 4X points while building credit.
AT A GLANCE
Credit card overview
Card categories
- Secured
What you get
Rewards and benefits
How it earns
2X points at gas stations and EV charging stations. 2X points on streaming services and at grocery stores. Plus earn up to 4X points on dining, takeout and restaurant delivery. U.S. Bank Altitude Go Secured Visa Cardmembers will earn 1 Point for every $1 spent in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on your first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases. You will earn 2 Points (1 base and 1 bonus Point) for every $1 spent on purchases in the following categories: grocery store and supermarket (wholesale clubs and discount stores/supercenters such as Target and Walmart will earn only 1 Point); gas station and electric vehicle charging station (wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will earn only 1 Point) and qualifying streaming subscription services. Refer to Program Rules for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
- Earn up to 4X points while building credit.
- An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude® Go Secured Visa® Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service…
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. U.S. Bank makes every lending decision.
- Annual fee and first-year pricing
- Open the door to better credit and get rewarded for your everyday spending. Start with a security deposit of $300 to $5,000 and enjoy $0 annual fee .
- Redemption options and restrictions
- Redeem points towards a monetary charitable contribution and U.S. Bank will match your contribution at 100% . Points will not expire as long as you keep your account active. Redeem points right away or save them for later. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.
- Statement credits and enrollment
- An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude® Go Secured Visa® Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (not past due or overlimit). Refer to Program Rules for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.
- Security deposit
- Open the door to better credit and get rewarded for your everyday spending. Start with a security deposit of $300 to $5,000 and enjoy $0 annual fee .
- Other conditions
- Earn up to 4X points while building credit.
Recorded from U.S. Bank’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Before you apply for the U.S. Bank Altitude® Go Secured Visa Card
- For credit building, check the security deposit, credit-bureau reporting and upgrade or refund policies.
- Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.
Read the full application checklist →See how it fits your spending in Find My Card →
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