The advertised credit profile is general guidance, not a score cutoff or an approval prediction. U.S. Bank makes every lending decision.
- Annual fee and first-year pricing
- Enjoy no annual fee and get all of these great benefits.
- Introductory APR and duration
- The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
- Balance transfers and fees
- The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
- Cash advances and fees
- The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
- Foreign transaction fee
- Enjoy no foreign transaction fees when making purchases outside the United States. No foreign transaction fees
- Redemption options and restrictions
- Then select the Redeem rewards button and choose your reward. Redeem points toward a monetary charitable contribution and U.S. Bank will match your contribution at 100%. Points do not expire as long as you keep your account active. You can redeem points right away or save them for later. Yes. Your U.S. Bank Altitude® Connect Visa Signature® Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, you could shop nearly anywhere and redeem points instantly for your purchases from your mobile device.
- Bonus eligibility and restrictions
- One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer. U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 spent in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 5 Points (1 base and 4 bonus Points) for every $1 spent on prepaid car and hotel reservations purchased in the online Travel Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Travel Center are not classified as a travel category merchant transaction and are not eligible to receive the bonus points for that category. You will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on your first $1,000 each quarter on gas station and electric vehicle charging station purchases (discount stores/supercenters, wholesale clubs and grocery stores/supermarkets will earn only 1 Point). You will earn 2 Points (1 base and 1 bonus Point) for every $1 spent on purchases in the following categories: restaurant, fast-food restaurant and bar; grocery store and supermarket (wholesale clubs and discount stores/supercenters such as Target and Walmart will earn only 1 Point) and qualifying streaming subscription services. Refer to Program Rules for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
- Lounge access and guest rules
- Enjoy airport lounge access and TSA PreCheck® plus, have peace of mind with travel protections. Certain terms, conditions and exclusions apply. Number of lounges and experiences is subject to change. Cardholders must enroll at prioritypass.com/usbankaltitudeconnect to receive a 12-month Priority Pass Select membership to access, with their accompanying guests, airport VIP lounges worldwide that participate in the Priority Pass Select program. Enrollment with no membership fee is limited to one account cardholder (including authorized users). Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions.
- Other conditions
- Earn 20,000 bonus points.
Recorded from U.S. Bank’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
