United Explorer Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing

ANNUAL FEE $0 intro annual fee for the first year, then $150

Foreign transaction fee

Purchases made with your Explorer Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Bonus eligibility and restrictions

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months. 10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.

Statement credits and enrollment

Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card. * Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United Explorer Card, up to $60 each calendar year. Yearly opt-in is required. * Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels with your United Explorer Card, up to $100 each anniversary year. * Up to $60 in credits on rideshare purchases Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United℠ Explorer Card, up to $60 each calendar year. Yearly opt-in is required. *

Purchase protection and extended warranty

Specific limitations apply to New York residents: Auto Rental Coverage - inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection - coverage period is 90 days from the date of purchase.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.